5. Financial Transactions
5.11
Partial Approval
Partial Approval involves a transaction with a pre-paid credit card and a balance due. The terminal can approve
a Purchase using a pre-paid credit card for an amount that is less than the total purchase amount due.
Partial Approval is supported by the following issuers:
•
Visa
•
MasterCard
•
American Express
•
Discover
Pre-paid Credit Cards
Pre-paid credit cards are sometimes referred to as "gift cards", but for the purposes of clarity, this document will
refer to them as pre-paid credit cards. These cards are loaded with a pre-defined value that can be used during a
Purchase transaction to pay for all or part of the transaction.
Pre-paid credit cards are issued by the following issuers:
•
Visa
•
MasterCard
•
American Express
•
Discover
Partial Approval Purchase Transactions
Partial Approval Purchase transactions behave similarly to a regular swiped credit card Purchase transaction.
However, they can differ, depending upon if you are performing the transaction on a stand-alone terminal, or on
a terminal with the external PINpad.
Learn more about:
•
Partial Approval Purchase Transactions
•
Partial Approval Purchase Transactions with the External PINpad
Partial Approval Correction Transactions
As with other regular credit and debit transactions, it is possible to perform corrections on Partial Approval
Purchase and Refund Transactions:
•
Partial Approval Correction (Void)
•
Partial Approval Receipt Examples
Refer to the
topic to view illustrations of the different receipts for the different
transactions involving Partial Approval.
Partial Approval Transaction Scenarios
Refer to the
Partial Approval Transaction Scenarios
topic to review some practical examples of how different
cards are used in the various Partial Approval transactions.
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