Section 15 Network Management
15.1 Processing of Cards to a Remote Host
The Multi-trucking Network Package for the FSC3000
™
processes transactions to both private fleet and
standard bankcard hosts. From here on these will be referred to as networks. Private fleet networks typically
process cards branded to themselves and the FSC only routes those specific cards to their specific network.
Other fleet networks will accept another network’s cards through agreements between them. In most
scenarios of this type the FSC is able to make these adjustments through setup of the network itself.
Bankcard networks (those that accept standard retail cards) such as Visa, MasterCard, Discover and
American Express also accept some of the private fleet network cards. The FSC is again prepared to route
those cards based on setup. For a list and processing information of the networks currently available under
the Multi-trucking Network Package, contact your local sales representative. This section describes the basic
setup and configuration needs of the different networks.
15.1.1 Understanding Bank Card Processing
When a bankcard (Visa, MasterCard) is swiped, the FSC will connect to the network and pre-authorize
before the cardholder can fuel. Pre-authorization occurs since the final dollar amount of pay-at-the-pump
transactions are not known until the end of the sale. Under Visa and MasterCard rules issuing banks place a
hold on a card holder’s account for transactions originating from an automated fuel system for $1. From an
authorization perspective, For the FSC an the approval of a $1 pre-authorization request allows a transaction
of $75 or $150 (depending on card type). These limits are defined by Visa and MasterCard and when dollar
authorization is enabled the FSC controls these limits as defined.
See Fleet Table setup under Paymentech Host configuration for more information about configuring $1
authorizations.
NOTE:
Currently, the FSC3000 does not support PIN-debit transactions.
Outside of customer specific network support, the FSC currently supports three different networks for the
processing of bankcards, BUYPASS (Firstdata), NBS/Bank and Chase Paymentech. By design, only one of
these networks can be purchased for use on the FSC at any given time. Enabling more than one of than can
create processing concerns and should not be attempted.
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