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2. Cards You Can Accept
Credit Cards
Cardholders can use credit cards (MasterCard® and Visa) to access their credit card accounts.
Cardholders can also access cheque and savings accounts where those accounts are linked to
the credit card.
Cardholders can access these accounts through an ANZ terminal using their PIN (Personal
Identification Number) or signature. Cardholders can also use Contactless cards to make the
purchase by tapping the contactless cards on terminal’s contactless reader. For contactless
transactions under a certain purchase value, PIN or signature may not be required to verify a
transaction.
Debit Cards
Cardholders possessing a debit card will use a PIN for verification in most circumstances.
Cardholders can also use contactless cards by tapping the cards on the terminal’s contactless
reader. For contactless transactions under or equal to the certain purchase value (AUD
$100.00), PIN or signature may not be required to verify a transaction.
NOTE: Debit Cards are not allowed to process Electronic Fallback, Paper Voucher or Manual transactions
unless Authorisation has been obtained (refer to section 1.4 Floor Limits).
Charge Cards
Processing charge cards is essentially the same as processing credit card transactions.
To accept charge cards, you must have an agreement with the charge card Issuer
(eg. Diners Club, American Express and JCB).
NOTE: Pre-authorisation transactions still require you to swipe or insert the customer’s contactless debit
and credit cards in order to complete the transaction. You are unable to tap the customer’s contactless
card to complete these transactions.
