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10.2 How to Process a Credit Purchase Transaction using a Magnetic Stripe Card
or Chip Card
The process below provides a sample of a typical Magnetic Strip or chip-based transaction.
Please be aware that there may be variances in the transaction flow based on the card
configuration chosen by the Card Issuer. Please ensure the terminal prompts are followed at
all times and the cardholder is requested to interact with the terminal whenever applicable.
READY
Please refer to your Point of Sale (POS) manual to
initiate a Purchase transaction.
Perform card security checks, please refer to section 6
Fraud Minimisation for further information on the card
security checks.
Insert or Swipe the cardholder’s card. Chip Cards are
to be inserted and left in the Chip Card Reader.
Magnetic Stripe Cards are to be swiped through the
Magnetic Stripe Card Reader.
SELECT ACCOUNT
CHQ SAV CR
Select Account
Press < – > key for credit account.
OR
PLEASE SELECT
PRESS 1 VISA DEBIT
PRESS 2 EFTPOS SAV
PRESS 3 EFTPOS CHQ
Select Application*
Press the number 1 on the keypad to make
selection or scroll and press ENTER to select.
*Application names and order can vary depending
on the Card that is used.
CREDIT ACCOUNT
The selected account is displayed.
