de
Ø
0RQWDJHDQOHLWXQJ
:LQZHLVH
'LHVH $QOHLWXQJ VRUJIlOWLJ OHVHQ XQG DXIEHZDKUHQ 1XU EHL IDFKJH
UHFKWHP(LQEDXHQWVSUHFKHQGGLHVHU0RQWDJHDQOHLWXQJLVWGLH
6LFKHUKHLWEHLP*HEUDXFKJHZlKUOHLVWHW'HU,QVWDOODWHXULVWIU
GDVHLQZDQGIUHLH)XQNWLRQLHUHQDP$XIVWHOOXQJVRUWYHUDQWZRUWOLFK
1XUHLQHNRQ]HVVLRQLHUWH)DFKNUDIWGDUIGDV*HUlWDQVFKOLHHQ
9RU GHU 'XUFKIKUXQJ MHJOLFKHU $UEHLWHQ GLH 6WURP]XIXKU DEVWHOOHQ
=XU9HUPHLGXQJYRQ6FKQLWWYHUOHW]XQJHQ6FKXW]KDQGVFKXKHWUD
JHQ7HLOHGLHZlKUHQGGHU0RQWDJH]XJlQJOLFKVLQGN|QQHQ
VFKDUINDQWLJVHLQ
)UGLH,QVWDOODWLRQPVVHQGLHDNWXHOOJOWLJHQ%DXYRUVFKULIWHQ
XQGGLH9RUVFKULIWHQGHVUHJLRQDOHQ(OHNWUL]LWlWVYHUVRUJHUVEHDFK
WHWZHUGHQ
'LHVHV*HUlWHQWVSULFKWGHU*HUlWHNODVVH]XP(LQEDXLQHLQ
.FKHQP|EHO(VPXVVJHPlGHU(LQEDXVNL]]HHLQJHEDXWZHU
GHQ0LQGHVWDEVWDQG]XVHLWOLFKHQ:lQGHQRGHU0|EHOWHLOHQXQG
QDFKKLQWHQEHDFKWHQ
'LHVHV*HUlWLVWQLFKWYRUJHVHKHQIUGHQ%HWULHEPLWHLQHUH[WHU
QHQ=HLWVFKDOWXKURGHUHLQHUH[WHUQHQ)HUQVWHXHUXQJ
(LQEDXP|EHOYRUEHUHLWHQ
'DV(LQEDXP|EHOPXVVELV&WHPSHUDWXUEHVWlQGLJVHLQ'LH
6WDELOLWlWGHV(LQEDXP|EHOVPXVVDXFKQDFKGHQ$XVVFKQLWWDUEHL
WHQJHZlKUOHLVWHWVHLQ
'HQ$XVVFKQLWWIUHLQRGHUPHKUHUH9DULR*HUlWHLQGHU$UEHLWV
SODWWHJHPlGHU(LQEDXVNL]]HKHUVWHOOHQ'HU:LQNHOGHU6FKQLWW
IOlFKH]XU$UEHLWVSODWWHPXVVEHWUDJHQ
1DFK$XVVFKQLWWDUEHLWHQ6SlQHHQWIHUQHQ6FKQLWWIOlFKHQKLW]HEH
VWlQGLJYHUVLHJHOQ
0LQGHVWDEVWDQGGHU*HUlWHXQWHUVHLWH]X0|EHOWHLOHQYRQ PP
EHDFKWHQ
+LQZHLVH
■
%HUFNVLFKWLJHQ 6LH GHQ 3ODW]EHGDUI LP 8QWHUVFKUDQN XQWHU GHP
$EODVVKDKQGHV*HUlWHV
■
9. XQG9) QLFKWGLUHNWQHEHQHLQDQGHUHLQEDXHQ
■
%HLLQVWDOlQJHVFKUDQNLVWEHU9. HLQH$E]XJV
KDXEHYRU]XVHKHQ
%HL(LQEDXPHKUHUHU9DULR*HUlWH 3ODW]EHGDUIIUGLH9HUELQ
GXQJVOHLVWH99 ]ZLVFKHQGHQ*HUlWHQEHUFNVLFKWLJHQ
*HUlWHN|QQHQDXFKLQ(LQ]HODXVVFKQLWWHQXQWHU(LQKDOWXQJHLQHV
0LQGHVWDEVWDQGHV]ZLVFKHQGHQ*HUlWHQYRQ PPHLQJHEDXW
ZHUGHQ
(OHNWULVFKHU$QVFKOXVV
9RU*HUlWHDQDXVLQVWDOODWLRQEHUSUIHQ$XIJHHLJQHWH
$EVLFKHUXQJ GHU +DXVLQVWDOODWLRQ DFKWHQ 6SDQQXQJ XQG )UHTXHQ]
GHV*HUlWHVPVVHQPLWGHUHOHNWULVFKHQ,QVWDOODWLRQEHUHLQVWLP
PHQVLHKH7\SHQVFKLOG
'DV *HUlW HQWVSULFKW GHU 6FKXW]NODVVH , XQG GDUI QXU PLW 6FKXW]OHL
WHU$QVFKOXVVEHWULHEHQZHUGHQ
,QGHU,QVWDOODWLRQPXVVHLQDOOSROLJHU7UHQQVFKDOWHUPLWPLQGHV
WHQVPP.RQWDNW|IIQXQJYRUKDQGHQVHLQRGHUGDV*HUlWZLUG
EHUHLQHQ6FKXW]NRQWDNW6WHFNHUDQJHVFKORVVHQ'LHVHUPXVV
QDFKGHP(LQEDXQRFK]XJlQJOLFKVHLQ
:LUHPSIHKOHQFD FPEHUGHP)XERGHQKLQWHUGHP*HUlW
HLQHRUGQXQJVJHPlLQVWDOOLHUWH6FKXW]NRQWDNWVWHFNGRVH]XLQV
WDOOLHUHQ
'DV9HUOHJHQHLQHU6WHFNGRVHGDUIQXUYRP(OHNWURIDFKPDQQ
XQWHU%HUFNVLFKWLJXQJGHUHLQVFKOlJLJHQ9RUVFKULIWHQDXVJHIKUW
ZHUGHQ
'DV*HUlWGDUIQXUPLWGHUPLWJHOLHIHUWHQ$QVFKOXVVOHLWXQJDQJH
VFKORVVHQZHUGHQ
$QVFKOXVVNDEHOQLFKWNQLFNHQRGHUHLQNOHPPHQ
$*
$*