Terminal User Guide
Page 27
iWL250 User Guide
Copyright© 2019 Ingenico
Contactless High Value Payment (HVP) – Wallet Payments
High Value Payments are contactless payments that are above the limit for
contactless cards (e.g. £30.00) but are protected by the
cardholder verifying themselves to the mobile phone either
by the use of a scanned thumb/fingerprint in the case of
Apple Pay, or by the entry of a pass code for other mobile
phone manufacturers. This process is known as a
Cardholder Device Cardholder Verification Method or
CDCVM for short.
This means that once HVP is enabled, the contactless logo
will be displayed on your terminal for all transactions rather than just those under
the contactless card limit (e.g. £30.00).
Acceptance of normal contactless cards for transactions below the £30 limit will
continue as normal and, if a cardholder taps a contactless card for a transaction
above the £30 limit, the terminal will instruct them to complete the transaction using
chip and PIN.
In some cases, a cardholder may need to tap their mobile phone against the
contactless reader twice. This is because they have not pre entered their CDCVM
on their device prior to starting the transaction and their device has prompted them
to complete their CDCVM and tap the phone again. The cardholder should follow
the instructions on their device to complete the transaction.
