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4.0
CREDIT CARD
The Credit Card Module is based on the same technology that is used in the credit card terminals found
at the major super market store checkout lanes. A credit card terminal will include a
card reader
, a
modem
and a
display
for prompting the user with credit card related instructions such as “swipe card”,
“card not read”, “card authorizing”, etc.
UNDERSTANDING CREDIT CARD PROCESSING:
For a basic understanding of how any credit card
processing systems work, refer to the publication
that was provided with the sales literature. This
publication provides a description of each step required to get an electronic transaction from the card
terminal to the card processor for authorization, and then to get the electronic funds transferred from
the card processor to your bank account. Consult the factory for details.
Brochure: “Ordering Steps” is available from any Standard Change Makers sales representative.
CARD PROCESSOR NETWORK TYPE:
Host based processors (also called host data capture/auto
close) - In a host based system, each transaction is sent to the processor in real-time and is recorded at
the processing center at the time of initial approval. The settlement of the batch is usually automatic
by the processor at a preset time. In this type of system, only one phone call would need to be made to
the processing center process a card.
PROGRAMMING YOUR CREDIT CARD SYSTEM.
All machines equipped with a Credit Card Module
have been factory programmed to match the Machine Configuration Form that was submitted at the
time of order. If it should become necessary to alter any of these program settings, please read the EF+
Module instructions prior to revising any of the settings. A complete list of all settings can be found in
this document.
TESTING YOUR CREDIT CARD TERMINAL
. All credit Card machines are equipped with a
Demo
Mode
feature that allows the machine to be tested for proper credit card payout. The demo will simulate
an authorization call thereby eliminating the need for the modem to make an outside (phone or high
speed) connection. This operating mode is useful during the initial installation as well as for diagnosing
issues that may be related to the phone line or High-Speed connection. For more information regarding
this feature, see the Troubleshooting The Credit Card Module (section 4.2) of this manual.
Note: Standard Change-Makers requires using host-based processors. We cannot store any
transaction data in the machine.
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