504
Calyx Software
completing
for conventional loans
120
for FHA purchase loans
176
for FHA refinance loans
182
estimated closing costs
126
FHA allowable fee
122
Government Recording and Transfer Charges
124
HE & Oblig
120
itemized fees
advance loan fees
122
impound account
123
loan fees
121
tax payments
124
title charges
124
Items Payable in Connection with Loan
121
Items Required by Lender to be Paid in
Advance
122
loan program template
353
mortgage insurance
119
paid outside of closing
122
prepaid finance charge
122
Provider Relationship Disclosure
127
reserves deposited with lender
123
title charges
124
Total Estimated Funds Needed to Close
(Details of Transaction)
126
Total Estimated Monthly Payment
125
government monitoring information, in loan
application
117
Government Recording and Transfer Charges,
GFE
124
graduated payment mortgage (GPM)
specifying rate
135
specifying years
135
gross monthly income, entering in loan
application
104
gross rent
112
,
288
H
hardware requirements
1
hazard insurance quotations
see also
, services
order status, checking
300
ordering
300
printing
304
retrieving
304
services
318
viewing
304
HE & Oblig, Good Faith Estimate
120
HELOC loan-to-value ratio, in transmittal
summary
167
help resources
xii
help, enabling field pop-up help
65
High Cost Loan Disclosure
136
HMDA registration
41
HMDA (Home Mortgage Disclosure Act)
background data
459
Federal Reserve Board Regulation C
459
hmda.dat
460
LAR (Loan/Application Register)
460
loan application
117
report
366
running the report
459
sending to HUD
460
step-by-step guides
460
tracking
229
hmda.dat
460
HOA dues, entering in loan application
105
home owner’s association dues, entering in loan
application
105
host mode
checking borrower status from remote
location
55
downloading files
53
requesting and receiving files from remote
host
53
requesting file status from remote location
55
sending files to remote host
50
setting up
50
hot keys
24
housing expenses, entering in loan application
104
,
105
HUD forms
HUD-56001
187
HUD-92700
186
HUD-92800.5B
188
HUD-92900-WS
191
HUD (Housing and Urban Development)
and HMDA
460
I
identifying field IDs
combined
481
fieldID.xls file
66
,
381
methods
65
importing
data from external sources
359
Fannie Mae files
436
,
437
file batches, auto file naming
63
files from other applications
435
batches
437
Fannie Mae
439
master file template into an existing file
358
Microsoft Word documents into custom
forms
403
Outlook contacts into Cardex
453
verification data from loan application
198
impound account fees
calculating payments
119
,
168
excluding
169
GFE
123
