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Overview
Generic MICR Fundamentals Guide
1-11
Changes in check creation role
In the past, the roles of manufacturer and check issuer were
distinct. Because the technical requirements of doing MICR
printing were fairly difficult, the manufacturer usually did all of the
process steps that involved the generation of the check, except
for entering the amount, date, and payee.
The introduction of MICR impact printers allowed the check
issuer to sometimes take over printing the MICR line. With
further technological advances, such as the Xerox MICR printing
systems, the check issuer has assumed still more
responsibilities that previously belonged to the manufacturer.
Figure 1-4. Changes in check creation roles
Because MICR documents are typically negotiable documents,
every possible measure must be taken to ensure successful
processing. With a less clear division between check
manufacturer and check issuer responsibilities, the check issuer
becomes more involved in the development of a new check
issuance application.
- - - - - Printing functions - - - - -
Check
issuer
Check
issuer
Background
Form and border
Amount and payee
MICR line and serial number
New areas of
responsibility
Old areas of
responsibility
Manufacturer
Manufacturer
Summary of Contents for 6100BD - Phaser Color Laser Printer
Page 1: ...January 2003 701P22140 Xerox Document Services Platform Generic MICR fundamentals guide...
Page 17: ...Overview Generic MICR Fundamentals Guide 1 7 Figure 1 2 Life cycle of a check...
Page 22: ...Overview 1 12 Generic MICR Fundamentals Guide...
Page 46: ...Paper facts 3 18 Generic MICR Fundamentals Guide...
Page 74: ...Document design 4 28 Generic MICR Fundamentals Guide...
Page 86: ...Document processing 5 12 Generic MICR Fundamentals Guide...
Page 105: ...Quality control Generic MICR Fundamentals Guide 6 19 Figure 6 12 E13B characters and waveforms...
Page 146: ...Security 8 18 Generic MICR Fundamentals Guide...
Page 150: ...References A 4 Generic MICR Fundamentals Guide...
Page 164: ...Glossary Glossary 14 Generic MICR Fundamentals Guide...