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Generic MICR Fundamentals Guide
4-1
4.
Document design
Although other applications are possible, a MICR document is
typically a negotiable document, very often a check. However, all
types of MICR documents must be produced in accordance with
the standards and methods that have been established for
checks, in order for the automated payment systems to process
them.
Check document content
A check is an unconditional order in writing that:
•
Is addressed by a person or legal entity to another person or
legal entity.
•
Is signed by the person giving it.
•
Requires the bank to pay, on demand, a sum of money, after
a specific date.
The design of a check should enable anyone to quickly and
easily enter and extract the necessary information.
A blank check normally has the characteristics that are
described in the following sections. An issued check has the
same characteristics, plus the variable data: payee, date,
amounts, and signature.
Security features
Security should be present on all negotiable documents to
protect against tampering and duplication. They may be
incorporated at the time the paper is manufactured or can be
part of the preprinted form, and a given sheet may include
features from both sources. Form production considerations are
discussed in chapter 3, “Paper facts.” Issues related to document
design are discussed in the next section.
For additional information on security paper and tampering
methods, refer to “Security” chapter.
Summary of Contents for 6100BD - Phaser Color Laser Printer
Page 1: ...January 2003 701P22140 Xerox Document Services Platform Generic MICR fundamentals guide...
Page 17: ...Overview Generic MICR Fundamentals Guide 1 7 Figure 1 2 Life cycle of a check...
Page 22: ...Overview 1 12 Generic MICR Fundamentals Guide...
Page 46: ...Paper facts 3 18 Generic MICR Fundamentals Guide...
Page 74: ...Document design 4 28 Generic MICR Fundamentals Guide...
Page 86: ...Document processing 5 12 Generic MICR Fundamentals Guide...
Page 105: ...Quality control Generic MICR Fundamentals Guide 6 19 Figure 6 12 E13B characters and waveforms...
Page 146: ...Security 8 18 Generic MICR Fundamentals Guide...
Page 150: ...References A 4 Generic MICR Fundamentals Guide...
Page 164: ...Glossary Glossary 14 Generic MICR Fundamentals Guide...