Sanyo S750, Manual

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10 credit assessments
your application is subject to
credit status
10.1 All applications for Registration and
Orange Additional Services are
subject to credit assessment before
we can connect you to the Network.
In considering your application we will
search your record at the licensed
credit reference agencies. They will
add to your record details of our
search and your application. We will
use credit scoring or other automated
decision making systems when
assessing your application. If our
assessment of you does not meet our
normal requirements we reserve the
right to decline to Connect you or to
supply Orange Additional Services or
to decide an appropriate credit limit
on your Account. Alternatively, we
may ask you to lodge a Deposit with
us before we Connect you. If you
believe our assessment of you is
incorrect, we will review your eligibility.
However, we cannot accept
responsibility for the accuracy of
information provided from the
databases of credit reference
agencies. Nor can we accept any
liability for the consequences of our
declining to Connect you.
10.2 We will also check your details with a
fraud prevention agency who will
record details of any false or
inaccurate information provided by
you where we suspect fraud. We or
other organisations may use and
search these records to:
10.2.1 help make decisions about
credit and credit related
services, for you and members
of your household
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10.2.2 help make decisions on motor,
household, credit, life and other
insurance claims, for you and
members of your household
10.2.3 trace debtors, recover debt,
prevent fraud, and to manage
your Accounts or insurance
policies
10.2.4 check your identity to prevent
money laundering, unless you
furnish us with other
satisfactory proof of identity.
10.3 We may also disclose details of how
you conduct your Account to such
agencies. The information will be used
by other credit grantors for making
credit decisions about you and the
other members of your household, for
fraud prevention, debt recovery,
money laundering prevention, tracing
debtors and Account management.
For these purposes we or they may
make further searches. Although
these searches will be added to your
record they will not be shared by
others.
10.4 Please contact us if you would like
details of these credit reference and
fraud prevention agencies from whom
we obtain and to whom we pass
information about you. You have a
legal right to this information.
11 deposits
deposits are held for 12 months
11.1 We may request a Deposit from you:
a) before Connection
b) before making Orange Additional
Services available to you, or
c) before reinstating the Services after
Suspension, or.
d) if you fail to pass any credit
assessments which we reasonably