20050401
a
:
INT
PM1
=
I
BAL
PM1–1
×
i
I
×
(
PMT
sign
)
b
:
PRN
PM1
=
PMT
+
BAL
PM1–1
×
i
c
:
BAL
PM2
=
BAL
PM2–1
+
PRN
PM2
d
:
Σ
PRN
=
PRN
PM1
+
PRN
PM1+1
+ … +
PRN
PM2
e
:
Σ
INT
=
INT
PM1
+
INT
PM1+1
+ … +
INT
PM2
PM2
PM1
PM2
PM1
BAL
0
=
PV
(
INT
1
= 0 and
PRN
1
=
PMT
at beginning of installment term)
u
u
u
u
u
Converting between the nominal interest rate and effective interest rate
The nominal interest rate (
I
% value input by user) is converted to an effective interest rate
(
I
%') for installment loans where the number of installments per year is different from the
number of compound interest calculation periods.
I%' =
I%
(1 +
)
–1
[
C
/
Y
]
[
P
/
Y
]
100
× [
C
/
Y
]
{ }
×
100
The following calculation is performed after conversion from the nominal interest rate to the
effective interest rate, and the result is used for all subsequent calculations.
i = I%'
÷
100
Press
4
(AMT) from the Financial 1 screen to display the following input screen for
amortization.
4
(AMT)
PM1 ............................. first installment of installments 1 through
n
PM2 ............................. second installment of installments 1 through
n
n
.................................. installments
I
% ............................... interest rate
PV
............................... principal
PMT
............................ payment for each installment
FV
............................... balance following final installment
P
/
Y
.............................. installments per year
C
/
Y
.............................. compoundings per year
7-5-2
Amortization
20070101
Содержание fx-9860G AU PLUS
Страница 1: ...fx 9860G AU User s Guide E http edu casio com ...
Страница 2: ...Important Please keep your manual and all information handy for future reference ...
Страница 27: ...20050401 1 1 Keys 1 1 1 Keys ...
Страница 335: ...20050401 u u u u u Input Example u u u u u Results 6 5 25 Tests ...
Страница 361: ...20050401 Calculation Result Output Example p F distribution probability 6 7 15 Distribution ...
Страница 435: ...20050401 8 8 2 Program Library egcw w ww w ...
Страница 437: ...20050401 8 8 4 Program Library Example 1 Example 2 fw baw bf w fw baw ca w ...
Страница 439: ...20050401 8 8 6 Program Library wba wb w w d ...
Страница 441: ...20050401 8 8 8 Program Library dw fcde wfcde wfcde fcde w daw w 20070101 ...
Страница 443: ...20050401 8 8 10 Program Library b awaw bwaw aw x d w ...
Страница 590: ...CASIO COMPUTER CO LTD 6 2 Hon machi 1 chome Shibuya ku Tokyo 151 8543 Japan SA0701 E ...