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Payment Terminals |

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4.4 Contactless (NFC) Payment

Reading the card (or mobile phone) using contactless depends on what type of payment terminal is used. For
terminals from the Telium 2 range (iCT250E, iPP350, iSMP4 and iWL250B/G), the card/phone must be held
above the display screen of the terminal. For terminals from the TETRA range (Desk/3500, Move/3500 and
Lane/3000), the card/phone must be held above the contactless symbol found at the top of the terminal casing.

Contactless payment is a common term for all payments using NFC technology (Near Field Communication).
NFC can be implemented in a range of payment methods such as chip cards and Micro SD cards connected to
mobile phones, clocks, bracelets etc. or via mobile phone (through a wallet application).

Contactless payments without verification can only be used for purchases under a certain amount; all
purchases above this amount will require verification – either with a PIN code or password. The details of the
verification will depend on the payment card provider. However, the instructions to enter the verification code
will be shown on the terminal and/or on the mobile phone.

NB:

The first time a contactless card is used, the card must be opened for NFC transactions. This is done by

inserting the chip into the terminal while performing the transaction.

For security reasons, the terminal will, in some cases, ask for a PIN - even if the amount the amount is under the
contactless limit.

4.4.1 Wallet Solution

“Wallet” is a solution for confirming a contactless payment using the customer’s mobile phone. Viking terminals
also support Mobile Dankort both via BLE (MAB Box) and QR.

4.4.2 QR Codes

When initiating a transaction using a QR code:

1.  The QR text will be shown in the lower right-hand corner of terminal screen. Press F1 to activate it.
2.  Once the terminal shows the QR code, scan it using the wallet installed on the phone.
3.  The transaction will proceed by asking (on the wallet screen) for confirmation of the amount.
4.  Enter the passcode to complete the transaction.

4.4.3 Contactless Payment with Wallet Solution

To use the wallet function, customers must install a phone app supplied by their card issuer. They can then confirm
contactless payments by holding their phone over the top of the terminal (where the contactless symbol is shown
on the terminal casing). As with card-based contactless payments, purchases above a certain amount will require
verification.

Contactless payment via wallet can be performed even if the mobile phone is switched off. However, the cus-
tomer will be unable to confirm payments in such instances. If the customer has registered several payment
cards via a wallet solution, the correct payment card must be selected in the application/program before the
phone is switched off.

4.4.4 IFR Selection

The Merchant can choose which card scheme is the default choice on the terminal:

›

Swipe the Merchant card

›

6 (parameters)

›

1 (change)

›

1 (Function)

›

IFR Priority