User Manual
V1.3 - 202301
Page 39 of 43
Issuer Decline Codes
Response
Description
01
Declined - Call Issuer
01A
Declined
–
Limits reached, PIN required
04
Declined - Pick Up Card
05
Declined - Do Not Honor
10
Declined - Partial Approval
12
Declined - Invalid Transaction
13
Declined - Card Amount Invalid
14
Declined - Card Number Invalid
15
Declined - No Such Issuer
19
Declined - Re-Enter
51
Declined - Insufficient Funds
54
Declined - Card Expired
55
Declined - Wrong PIN Entered by Card Holder
57
Declined - Service Not Allowed
61
Declined - Customer Exceeds Withdrawal Limit
62
Declined - Restricted SIC Code
63
Declined - Restricted
65
Declined - Customer Exceeds Activity Limit, PIN required
70
Declined - PIN data required Applies for Visa.
78
Declined - No Account
97
Declined - CVV MisMatch
16.
End-of-life
This marking shown on the product or its literature, indicates that it should not be
disposed with other household wastes at the end of its working life. To prevent possible
harm to the environment or human health from uncontrolled waste disposal, separate
this from other types of wastes and recycle it responsibly to promote the sustainable
reuse of material resources. In doing so, recycle as many components as possible and
dispose of hazardous materials in a professional manner. Any cryptographic components
should be erased securely and completely.
