.KOUDXPXQG*HIULHUUDXP
'HU.KOUDXPXQGGHU
*HIULHUUDXPIXQNWLRQLHUWQLFKW
,VWGLH6WURPYHUVRUJXQJGHV.KOVFKUDQNVHLQJHVFKDOWHW"
'HU.KOUDXPXQGGHU
*HIULHUUDXPIXQNWLRQLHUWQLFKW
]XIULHGHQVWHOOHQG
,VWGLHHLQJHVWHOOWH7HPSHUDWXU]XKRFK"
,VWGHU.KOVFKUDQNGLUHNWHP6RQQHQOLFKWDXVJHVHW]WRGHULQGHU1lKHHLQHV
+HL]N|USHUVDXIJHVWHOOW"
6LQGDXVUHLFKHQGH$EVWlQGHXPGHQ.KOVFKUDQNYRUKDQGHQ"
6LQGGLH/HEHQVPLWWHO]XGLFKW]XVDPPHQJHSDFNWRGHULVWGLH
5DXPWHPSHUDWXUKRFK"
6LQGGLH7UHQRIWJH|IIQHWXQGJHVFKORVVHQZRUGHQ"
6LQGGLH7UHQYROONRPPHQJHVFKORVVHQ"
,VWGHU.KOVFKUDQNDXIGHQ8UODXEVPRGXVHLQJHVWHOOWZRUGHQ"
:HQQZDUPH6SHLVHQLQGHQ.KOVFKUDQNJHVWHOOWZHUGHQVWHLJWGLH
7HPSHUDWXUYRUEHUJHKHQG
:lKUHQGGHUNDOWHQ-DKUHV]HLWRGHUEHLQLHGULJHU5DXPWHPSHUDWXUNDQQHV
GHQ$QVFKHLQKDEHQGDVVGHU.KOVFKUDQNQLFKWNKOW
(VEHVWHKWHLQ8QWHUVFKLHG
]ZLVFKHQGHUHLQJHVWHOOWHQXQG
GHUWDWVlFKOLFKHQ7HPSHUDWXU
:HQQZDUPH6SHLVHQLQGHQ.KOVFKUDQNJHVWHOOWZHUGHQVWHLJWGLH
7HPSHUDWXUYRUEHUJHKHQG
/HEHQVPLWWHOLP.KOUDXP
JHIULHUHQ
,VWGLHHLQJHVWHOOWH7HPSHUDWXUIUGHQ.KOUDXP]XQLHGULJ"
%H¿QGHQVLFKGLH/HEHQVPLWWHOLPKLQWHUHQ%HUHLFKGHV.KOUDXPV"
'HU%HUHLFKLQGHU1lKHGHU5FNZDQGZLUGDPNlOWHVWHQZHVKDOEKLHUNHLQH
/HEHQVPLWWHOHLQJHODJHUWZHUGHQVROOWHQGLHOHLFKWJHIULHUHQ
.RQGHQVDWLRQELOGHWVLFKLP
.KOUDXPXQGLQGHQ6FKXEODGHQ
.RQGHQVDWLRQNDQQVLFKELOGHQZHQQGLH7URIWJH|IIQHWXQGJHVFKORVVHQZLUG
RGHUQLFKWYROOVWlQGLJJHVFKORVVHQZRUGHQLVWRGHUZHQQGLH/XIWIHXFKWLJNHLW
LP5DXPKRFKLVW:LVFKHQ6LHGDV.RQGHQVDWPLWHLQHPWURFNHQHQ7XFKDE
'LH*HIULHUUDXPWUOlVVWVLFK
VFKZHU|IIQHQ
(VNDQQVHLQGDVVVLFKGLH7UPDQFKPDOVFKZHU|IIQHQOlVVWZHQQVLH
JHUDGHJHVFKORVVHQZXUGH
'HU/XIWGUXFNXQWHUVFKLHG]ZLVFKHQGHP,QQHQUDXPXQGGHU$XHQVHLWHGHV
*HIULHUUDXPVNDQQPDQFKPDOGD]XIKUHQGDVVVLFKGLH*HIULHUUDXPWUQXU
VFKZHU|IIQHQOlVVW:DUWHQ6LHHLQHQ$XJHQEOLFNXQGYHUVXFKHQ6LHGDQQ
HUQHXWGLH7U]X|IIQHQ
(VULHFKWXQDQJHQHKPLP
.KOVFKUDQN
6LQGVWDUNULHFKHQGH/HEHQVPLWWHOYRUGHU(LQODJHUXQJLP.KOUDXPYHUVLHJHOW
ZRUGHQ"
%HZDKUHQ6LHGLH/HEHQVPLWWHOLQHLQHQYHUVLHJHOWHQ%HKlOWHUDXI
*HUFKHN|QQHQDQGHQ2EHUÀlFKHQGHV.KOVFKUDQN,QQHQUDXPVKDIWHQ
:LVFKHQ6LHGLH2EHUÀlFKHQPLWHLQHPZHLFKHQ7XFKDEGDV6LHLQ
ODXZDUPHV:DVVHUJHWDXFKWKDEHQ
'LHVHV6\PEROGLHQWGD]X$QZHQGHUIUZLFKWLJH,QIRUPDWLRQHQDQGLH%HGLHQXQJVDQOHLWXQJRGHU
%URVFKUHQ]XYHUZHLVHQ
,QGLHVHP.KOVFKUDQNLVWHLQ)LOWHUHLQJHEDXWGHUDOV%LR]LGJLOW
'HU)LOWHUVHOEVWHQWKlOWHLQH6XEVWDQ]PLW6LOEHULRQHQZHOFKHGLHLQGHU/XIWLQQHUKDOEGHV.KOVFKUDQNVHQWKDOWHQHQ
%DNWHULHQQHXWUDOLVLHUWXQGGDV%DNWHULHQZDFKVWXPKHPPW
:LUNVWRII6LOEHU\GURJHQ=LUNRQLXPSKRVSKDW
)UDJHQXQG$QWZRUWHQ
)RUWVHW]XQJ