6$9(7+(6(,16758&7,216
,03257$176$)(7<,16758&7,216
5($'$//,16758&7,216%()25(86,1*
0DNHVXUHDOOFRRNZDUHXVHGLQ\RXUPLFURZDYHRYHQLVVXLWDEOHIRUPLFURZDYLQJ0RVWJODVVFDVVHUROHV
FRRNLQJGLVKHVPHDVXULQJFXSVFXVWDUGFXSVSRWWHU\RUFKLQDGLQQHUZDUHZKLFKGRHVQRWKDYHPHWDOOLF
WULPRUJOD]HZLWKDPHWDOOLFVKHHQFDQEHXVHG6RPHFRRNZDUHLVODEHOHG´VXLWDEOHIRUPLFURZDYLQJµ
:$51,1*
0,&52:$9(6$)(&22.:$5(
,I\RXDUHQRWVXUHLIDGLVKLVPLFURZDYHVDIH
XVHWKLVWHVW3ODFHLQWKHRYHQERWKWKHGLVK\RX
DUHWHVWLQJDQGDJODVVPHDVXULQJFXSILOOHGZLWK
FXSRIZDWHU³VHWWKHPHDVXULQJFXSHLWKHULQ
RUQH[WWRWKHGLVK0LFURZDYH²VHFRQGVDW
KLJK,IWKHGLVKKHDWVLWVKRXOGQRWEHXVHGIRU
PLFURZDYLQJ
,IWKHGLVKUHPDLQVFRRODQGRQO\WKHZDWHULQWKH
FXSKHDWVWKHQWKHGLVKLVPLFURZDYHVDIH
,I\RXXVHDPHDWWKHUPRPHWHUZKLOHFRRNLQJ
PDNHVXUHLWLVVDIHIRUXVHLQPLFURZDYHRYHQV
'RQRWXVHUHF\FOHGSDSHUSURGXFWV5HF\FOHG
SDSHUWRZHOVQDSNLQVDQGZD[HGSDSHUPD\
FRQWDLQPHWDOIOHFNVZKLFKFRXOGFDXVHDUFLQJRU
LJQLWH3DSHUSURGXFWVFRQWDLQLQJQ\ORQRUQ\ORQ
ILODPHQWVVKRXOGEHDYRLGHGVLQFHWKH\PD\DOVR
LJQLWH
6RPH6W\URIRDPWUD\VOLNHWKRVHWKDWPHDW
LVSDFNDJHGRQKDYHDWKLQVWULSRIPHWDO
HPEHGGHGLQWKHERWWRP:KHQPLFURZDYHG
WKHPHWDOFDQEXUQWKHIORRURIWKHRYHQRULJQLWH
DSDSHUWRZHO
1RWDOOSODVWLFZUDSLVVXLWDEOHIRUXVHLQ
PLFURZDYHRYHQV&KHFNWKHSDFNDJHIRUSURSHU
XVH
3DSHUWRZHOVZD[HGSDSHUDQGSODVWLFZUDS
FDQEHXVHGWRFRYHUGLVKHVLQRUGHUWRUHWDLQ
PRLVWXUHDQGSUHYHQWVSDWWHULQJ%HVXUHWRYHQW
SODVWLFZUDSVRVWHDPFDQHVFDSH
2YHUVL]HGIRRGRURYHUVL]HGPHWDOFRRNZDUH
VKRXOGQRWEHXVHGLQDPLFURZDYHRYHQ
(OHFWULFDOVKRFNRUILUHFRXOGRFFXU
:KLOHSDSHUSODWHVPD\EHXVHGIRUWLPHG
FRRNLQJDQGGHIURVWLQJGRQRWXVHWKHPZLWK
$XWR6HQVRUFRRNLQJ8VHPLFURZDYHVDIHSODWHV
RUERZOVIRUUHKHDWLQJ&RYHUZLWKSODVWLFZUDS
&RRNZDUHPD\EHFRPHKRWEHFDXVHRIKHDW
WUDQVIHUUHGIURPWKHKHDWHGIRRG3RWKROGHUV
PD\EHQHHGHGWRKDQGOHWKHFRRNZDUH
´%RLODEOHµFRRNLQJSRXFKHVDQGWLJKWO\FORVHG
SODVWLFEDJVVKRXOGEHVOLWSLHUFHGRUYHQWHG
DVGLUHFWHGE\SDFNDJH,IWKH\DUHQRWSODVWLF
FRXOGEXUVWGXULQJRULPPHGLDWHO\DIWHUFRRNLQJ
SRVVLEO\UHVXOWLQJLQLQMXU\$OVRSODVWLFVWRUDJH
FRQWDLQHUVVKRXOGEHDWOHDVWSDUWLDOO\XQFRYHUHG
EHFDXVHWKH\IRUPDWLJKWVHDO:KHQFRRNLQJ
ZLWKFRQWDLQHUVWLJKWO\FRYHUHGZLWKSODVWLFZUDS
UHPRYHFRYHULQJFDUHIXOO\DQGGLUHFWVWHDP
DZD\IURPKDQGVDQGIDFH
8VHIRLORQO\DVGLUHFWHGLQWKLVPDQXDO79
GLQQHUVPD\EHPLFURZDYHGLQIRLOWUD\VOHVV
WKDQµKLJKUHPRYHWKHWRSIRLOFRYHUDQG
UHWXUQWKHWUD\WRWKHER[:KHQXVLQJIRLOLQWKH
PLFURZDYHRYHQNHHSWKHIRLODWOHDVWLQFK
DZD\IURPWKHVLGHVRIWKHRYHQ
