PAX S900, Руководство пользователя

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13.2 Glossary
Term Definition
Acquirer Your transaction is authorised by your chosen Acquirer.
AVS
Acronym for A ddress V erification S ervice, is a system used to verify the address of
the cardholder. The system checks the billing address of the credit/debit card
provided by the cardholder with the address on file with the card issuer. If the
card issuer does not support AVS it will not be included in the transaction
response.
Cardholder
Non-consumer or consumer customer to whom a payment card is issued to or
any individual authorized to use the payment card.
Cardholder Data
At a minimum, cardholder data consists of the full PAN. Cardholder data may also
appear in the form of the full PAN plus any of the following: cardholder
name, expiration date and/or service code See Sensitive Authentication Data for
additional data elements that may be transmitted or processed (but not stored) as
part of a payment transaction.
Chip Card
Also known as an IC (integrated circuit) card. A card containing one or
more computer chips or integrated circuits for identification, data storage or
special purpose processing used to validate personal identification numbers
(PINs), authorise purchases, verify account balances and store personal records. In
some cases, the memory in the card is updated every time the card is used
(e.g. an account balance is updated).
CNP
C ustomer N ot P resent - A feature that enables merchants to take transactions
over the telephone or by mail order. You must ensure you have all of the
relevant customer details before proceeding with this type of transaction.
Processing CNP transactions is subject to your merchant services agreement and
this type of transaction may incur additional charges. Please speak with
your payment processing provider if you require confirmation.
Contactless Card
A card that does not require physical contact between the card and the card
reader or terminal to process a transaction.
Credit Card
A card indicating that the holder has been granted a line of credit. It enables the
holder to make purchases and/or withdraw cash up to a prearranged ceiling;
the credit granted can be settled in full by the end of a specified period or can be
settled in part, with the balance taken as extended credit. Interest is charged
on the amount of any extended credit and the holder is sometimes charged an
annual fee.