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Generic MICR Fundamentals Guide
4-1
4.
Document design
Although other applications are possible, a MICR document is
typically a negotiable document, very often a check. However, all
types of MICR documents must be produced in accordance with
the standards and methods that have been established for
checks, in order for the automated payment systems to process
them.
Check document content
A check is an unconditional order in writing that:
•
Is addressed by a person or legal entity to another person or
legal entity.
•
Is signed by the person giving it.
•
Requires the bank to pay, on demand, a sum of money, after
a specific date.
The design of a check should enable anyone to quickly and
easily enter and extract the necessary information.
A blank check normally has the characteristics that are
described in the following sections. An issued check has the
same characteristics, plus the variable data: payee, date,
amounts, and signature.
Security features
Security should be present on all negotiable documents to
protect against tampering and duplication. They may be
incorporated at the time the paper is manufactured or can be
part of the preprinted form, and a given sheet may include
features from both sources. Form production considerations are
discussed in chapter 3, “Paper facts.” Issues related to document
design are discussed in the next section.
For additional information on security paper and tampering
methods, refer to “Security” chapter.
Содержание 6100BD - Phaser Color Laser Printer
Страница 1: ...January 2003 701P22140 Xerox Document Services Platform Generic MICR fundamentals guide...
Страница 17: ...Overview Generic MICR Fundamentals Guide 1 7 Figure 1 2 Life cycle of a check...
Страница 22: ...Overview 1 12 Generic MICR Fundamentals Guide...
Страница 46: ...Paper facts 3 18 Generic MICR Fundamentals Guide...
Страница 74: ...Document design 4 28 Generic MICR Fundamentals Guide...
Страница 86: ...Document processing 5 12 Generic MICR Fundamentals Guide...
Страница 102: ...Quality control 6 16 Generic MICR Fundamentals Guide Figure 6 11 Examples of extraneous ink spots...
Страница 105: ...Quality control Generic MICR Fundamentals Guide 6 19 Figure 6 12 E13B characters and waveforms...
Страница 146: ...Security 8 18 Generic MICR Fundamentals Guide...
Страница 150: ...References A 4 Generic MICR Fundamentals Guide...
Страница 164: ...Glossary Glossary 14 Generic MICR Fundamentals Guide...