ViVOpay 8100e User Guide
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Glossary
Discover Zip
Discover's contactless payment product that utilizes contactless technology.
Electronic Cash Register (ECR)
The combination of a traditional cash register and a POS terminal, often PC-based.
ExpressPay from American Express
American Express contactless payment product that utilizes contactless technology.
Firmware
Software that is embedded in a hardware device that allows reading and executing the
software, but does not allow modification, e.g., writing or deleting data by an end user.
Example:
Firmware is a computer program in a read-only memory (ROM) integrated circuit
chip. A hardware configuration is usually used to represent the software.
Example:
Firmware is a program embedded in an erasable programmable read-only memory
(EPROM) chip, which program may be modified by special external hardware, but not by an
application program.
Fob
A key chain device or other non-standard credit card sized form factor that has an embedded
radio frequency (RF) chip.
MasterCard PayPass
MasterCard's contactless payment product that utilizes contactless technology.
NFC
Near Field Communications.
NFC Phone
Near Field Communications (NFC) phone. A technology that enables communication between a
secure element in a mobile device and a contactless reader to make credit/debit payments.
Also see UICC.
PCI 2.1
The Payment Card Industry Security Standards Council (PCI SSC) mission is to enhance
payment account data security. PCI 2.1 is a set of standards created by PCI SSC to increase
the security of card data.
Point of Sale (POS)
Refers to terminals used in retail stores with a magnetic stripe reader, keyboard, display and
autodialer modem or IP connection, connected to the telephone/internet network and used for
on-line credit/debit authorization. Can also be connected to a host computer, which handles all
transaction processing including item price look-up, data collection, and credit/debit
authorization.
Proximity Payments
Payment method utilizing contactless technology such as RF, Infrared (IrDA) or Near Field
Communications (NFC).
Radio Frequency (RF)
Any frequency that corresponds to radio signals, including those used by cellular telephones
and wireless networks.
RF Reader
The Point of Sale device that receives the RF transmission from a card, fob or NFC phone.
Visa payWave
Visa's contactless payment product that utilizes contactless technology.
