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2. When a cardholder enters the PIN at the point of service, a transaction PVV is
generated. The transaction PVV is compared to the reference PVV by the issuer or
their agent. If the two PVVs match, the cardholder is authenticated.
For PVV, the following input is required:
■
The customer's primary account number (PAN)
■
The customer's PIN
■
A one-digit PVKI
IBM-3624 Method
The following input is required for the IBM-3624 PIN calculation method:
■
The customer’s PIN
■
The PIN verification key (PVK) used in the PIN calculation algorithm and
encrypted with the MFK
■
Validation information for identifing the customer, which is typically the
customer’s account number
■
Check length, which is the number of PIN digits to check
■
Reference offset data
■
Decimalization table used to convert algorithm output into decimal digits
Personal Account Number
The PAN consists of the right most 11 digits of the PAN, excluding the mod-10 check
digit that must be used to generate the PVV. For example:
PIN
The PIN associated with the PAN must be used to generate the PVV. Regardless of
the length of the PIN (4 to 12 digits), only the left-most four digits are used.
PAN
PAN Digits Selected
4839 1234 5678 9019
1234 5678 901
Содержание Crypto Accelerator 6000 Board
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