Operating Your EFTPOS Terminal
38 | Fiserv Confidential
Dynamic Currency Conversion (DCC)
Dynamic Currency Conversion (DCC) allows you to offer a customer the option to pay in their
“home” currency (for Visa and Mastercard
®
credit transactions only).
When the card is presented to the terminal, the terminal will determine whether it is eligible
for DCC and if so, will automatically prompt the merchant by loading the DCC particulars onto
the screen.
A Typical DCC Transaction Process:
International cardholder presents a Visa or Mastercard for payment
The EFTPOS terminal determines whether the card presented for payment is an
international card
If it is, determine whether the card falls into one of the eligible currencies for DCC
Obtain an exchange rate
Display the pertinent details on the screen as per below:
The AUD amount
The exchange rate
Any fees/margins/commissions being applied
The equivalent amount in the cardholder’s home currency
Merchant and cardholder receipts will be generated as usual. However, additional information will
be printed on the receipt in accordance with the scheme requirements. It is therefore mandatory
to provide the cardholder their copy of the receipt for a DCC transaction.
DCC is an optional feature. You may enable and disable this feature by contacting Merchant
Services at 1800-243-444.