U
SER
’
S
G
UIDE
— 1
The new
Q
UALIFIER
P
LUS
III
FX
was custom-designed for mortgage
lenders and residential real estate pro’s. With the push of a few but-
tons, it will quickly pre-qualify prospective buyers and solve hundreds
of mortgage loan problems! It also operates as an easy-to-use
financial calculator, with user-friendly cash flow keys for analyzing
real estate investments, and TVM keys to analyze retirement/savings
scenarios. It’s
the
most
complete
and
easy-to-use
real estate and
finance calculator on the market!
Features:
•
Easy and Complete Buyer Qualifying
•
Find Qualifying Loan Amount, Income Required and
Maximum Allowable Debt
•
Use Two Qualifying Ratios at Once to Compare Different
Loans (e.g., conventional vs. FHA/VA loans)
•
Find the Restricted and Unrestricted Qualifying Loan Amount
•
Instant P&I, PITI and Total Payment
•
Interest-Only Payment
•
Expanded Tax and Insurance Capabilities
•
Built-in Sales Price and Down Payment
•
Works in Annual Term and Interest
•
Flexible, “what-if” Loan or TVM Calculations —
Finds Loan
Amount, Term, Interest or Payment
•
Future Value and Appreciation
•
Complete Amortization
•
Remaining Balances/Balloon Payments
•
Adjustable Rate Mortgages (ARMs)
•
APR and Total Finance Charges
•
Bi-Weekly Loans
•
Trust Deeds (investments)
•
Date Math
•
Also Works as a Standard Math Calculator
New!
•
1st and 2nd Trust Deeds (80:10:10/80:15:5), or Combo Loans
•
APR, including Mortgage Insurance
•
Beginning/End Mode
•
Cash Flows/Investment Analysis (IRR, NPV, NFV)
•
Income Tax Savings, Mortgage Interest Deduction
•
Interest-Only Payments
•
Loan-to-Value (LTV)
•
Odd-Days Interest (ODI) & Month Offset
•
Rent vs. Buy
•
Retirement Savings
Introducing the Q
UALIFIER
P
LUS
®
III
FX
Mortgage Loan Calculator
