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Confidential
Page 15
6/4/2008
CODE DESCRIPTION
PINPAD DISPLAY
Power reset the terminal and retry the sale
Contact Westpac if the problem continues
31
Bank not supported by switch
CALL HELP – NS
33
Expired card
DECLINED
34
Suspected fraud
DECLINED
36
Restricted card
DECLINED
38
Allowable PIN retries exceeded
DECLINED
39
No credit account
Retry the transaction using a different account
Obtain another form of payment if the problem continues
WRONG ACCOUNT
41
Lost card.
Contact Manual Credit Card Authorisations
Ask for extension 500
CONTACT ISSUER
43
Stolen card
Contact Manual Credit Card Authorisations
Ask for extension 500
CONTACT ISSUER
51
Not sufficient funds
Obtain another form of payment
Cardholder to contact issuing bank
CANNOT PAY
52
No cheque account.
Retry the transaction using a different account
Obtain another form of payment if the problem continues
DECLINED
53
No savings account
Retry the transaction using a different account
Obtain another form of payment if the problem continues
DECLINED
54
Expired card.
Obtain another form of payment
Cardholder to contact issuing bank
CANNOT PAY
55
Incorrect PIN
The cardholder has entered the wrong PIN
Retry transaction with different PIN
INCORRECT PIN
56
No card record
Obtain another form of payment
Cardholder to contact issuing bank
DECLINED
57
Transaction not permitted to cardholder
DECLINED
58
Transaction not permitted to terminal
Obtain another form of payment
Cardholder to contact issuing bank
INVALID TRANS
61
Exceeds withdrawal amount limit
Obtain another form of payment
Cardholder to contact issuing bank
DECLINED
62
Restricted Card
Obtain another form of payment
Cardholder to contact issuing bank
DECLINED