English
8VHUV ,QVWDOODWLRQ,QVWUXFWLRQ&RRNHU+RRGV
IL
70420
*%
7KLVLVDZDUQLQJV\PERO
7KLVLVWREHIRXQGZLWKGHVFULSWLRQVRIDFWLRQVZKHUHVSHFLDOFDUHLVQHFHVVDU\WRSUHYHQWGDPDJHWRDSSOLDQFHV
3DVVWKLVVDIHW\LQIRUPDWLRQRQWRDOOXVHUVRIWKHDSSOLDQFHV
7KLV V\PERO UHIHUV WR XVHIXO KLQWV DQG WLSV
DQG GUDZV \RXU DWWHQWLRQ WR WKH FRUUHFW SURFHGXUH DQG
EHKDYLRXU&RPSOLDQFHZLWKWKHLQIRUPDWLRQPDUNHGZLWKWKLVV\PEROZLOOVSDUH\RXPDQ\SUREOHPV
:DUQLQJ
x
7KHUHLVDILUHULVNLIFOHDQLQJLVQRWFDUULHGRXWLQDFFRUGDQFHZLWKWKHLQVWUXFWLRQV
x
7KHDLUPXVWQRWEHGLVFKDUJHGLQWRDIOXHWKDWLVXVHGIRUH[KDXVWLQJIXPHVIURPDSSOLDQFHVEXUQLQJJDVRU
RWKHUIXHOVQRWDSSOLFDEOHWRDSSOLDQFHVWKDWRQO\GLVFKDUJHWKHDLUEDFNLQWRWKHURRP
x
5HJXODWLRQVFRQFHUQLQJWKHGLVFKDUJHRIDLUKDYHWREHIXOILOOHG
x
:KHQWKHUDQJHKRRGDQGDSSOLDQFHVVXSSOLHGZLWKHQHUJ\RWKHUWKDQHOHFWULFLW\DUHVLPXOWDQHRXVO\LQ
RSHUDWLRQWKHQHJDWLYHSUHVVXUHLQWKHURRPPXVWQRWH[FHHG3D[
EDU
x
&RRNHUKRRGVDUHQRWLQWHQGHGIRUXVHE\SHUVRQVLQFOXGLQJFKLOGUHQZLWKUHGXFHGSK\VLFDOVHQVRU\RU
PHQWDOFDSDELOLWLHVRUODFNRIH[SHULHQFHDQGNQRZOHGJHXQOHVVWKH\KDYHEHHQJLYHQVXSHUYLVLRQRU
LQVWUXFWLRQFRQFHUQLQJXVHRIWKHDSSOLDQFHE\DSHUVRQUHVSRQVLEOHIRUWKHLUVDIHW\
x
&KLOGUHQVKRXOGEHVXSHUYLVHGWRHQVXUHWKDWWKH\GRQRWSOD\ZLWKWKHDSSOLDQFH
x
.HHS\RXUFKLOGUHQIURPXVLQJWKHFRRNHUKRRG
x
<RXUFRRNHUKRRGLVIRUGRPHVWLFXVHRQO\QRWVXLWDEOHIRUEDUEHFXHURDVWVKRSDQGRWKHUFRPPHUFLDOXVH
x
,IWKHVXSSO\FRUGLVGDPDJHGLWPXVWEHUHSODFHGE\WKHPDQXIDFWXUHULWVVHUYLFHDJHQWRUVLPLODUO\TXDOLILHG
SHUVRQVLQRUGHUWRDYRLGDKD]DUG
x
7KHUHVKDOOEHDGHTXDWHYHQWLODWLRQRIWKHURRPZKHQWKHUDQJHKRRGLVXVHGDWWKHVDPHWLPHDVDSSOLDQFHV
EXUQLQJJDVRURWKHUIXHOVQRWDSSOLFDEOHWRDSSOLDQFHVWKDWRQO\GLVFKDUJHWKHDLUEDFNLQWRWKHURRP
x
$Q\LQVWDOODWLRQZRUNPXVWEHFDUULHGRXWE\DTXDOLILHGHOHFWULFLDQRUFRPSHWHQWSHUVRQ
x
7KHFRRNHUKRRGDQGLWVILOWHUPHVKVKRXOGEHFOHDQHGUHJXODUO\LQRUGHUWRNHHSLQJRRGZRUNLQJRUGHU
x
%HIRUHFOHDQLQJDOZD\VHQVXUHWKDW\RXKDYHVZLWFKHG\RXUFRRNHUKRRGRII
x
&OHDQWKHFRRNHUKRRGDFFRUGLQJWRWKHLQVWUXFWLRQPDQXDODQGNHHSWKHFRRNHUKRRGIURPWKHGDQJHURI
EXUQLQJ
x
'RQRWIODPHXQGHUWKHUDQJHKRRG
x
OIWKHUHLVDQ\IDXOWZLWK\RXUFRRNHUKRRGSOHDVHFDOOWKHVHUYLFHGHSDUWPHQWDSSRLQWHGE\DJHQWIRUVHUYLFLQJ
x
3OHDVHNHHSWKHURRPGUDXJKW\ZKHQ\RXUFRRNHUKRRGDQGJDVKREDUHZRUNLQJ
x
'RQRWH[KDXVWWKHJDVIURPFRRNHUKRRGWKURXJKWKHVDPHKHDWHGIOXHZKLFKLVIRUWKHJDVIURPJDVKREDQG
RWKHUNLWFKHQDSSOLDQFHV
x
%HIRUHLQVWDOODWLRQDQGXVDJHUHDGDOOWKHLQVWUXFWLRQVDQGPDNHVXUHWKDWWKHYROWDJH9DQGWKHIUHTXHQF\
+]LQGLFDWHGRQ\RXUFRRNHUKRRGDUHH[DFWO\WKHVDPHDVWKHYROWDJH9DQGWKHIU]LQ\RXU
KRPH
x
OQRUGHUWRJHWWKHPRVWRXWRI\RXUFRRNHUKRRGSOHDVHUHDGWKHLQVWUXFWLRQPDQXDOEHIRUHLQVWDOOLQJDQG
XVLQJDQGNHHSLWLQDVDIHSODFH
x
(QVXUHWKDW\RXFRXOGJHWRXU*XDUDQW\IRU\RXUFRRNHUKRRGSOHDVHSURYLGHWKHZDUUDQW\FDUGDQGSXUFKDVH
UHFHLSWRUWKH*XDUDQW\ZLOOQRWEHRIIHUHG
&$87,21$FFHVVLEOHSDUWVPD\EHFRPHKRWZKHQXVHGZLWKFRRNLQJDSSOLDQFHV
