23(5$7,1*,16758&7,216
,VVXH
6HFWLRQ
0&8.&
5HYLVLRQ
±±
6HUYLFH0DQXDO
7URXEOHVKRRWLQJ
7KHXVHULVJLYHQWKHIROORZLQJLQIRUPDWLRQDQGDGYLVHGWRFRQWDFWWKHGHDOHULIWKHSUREOHPVSHUVLVW
,PSRUWDQW(UURU0HVVDJHV
7KHIROORZLQJWDEOHLVDOLVWRIHUURUPHVVDJHVWKDWPD\RFFXUGXULQJXVHRIWKHWHOHSKRQHZLWKDGHVFULSWLRQDQGVXJJHVWHG
FRXUVHRIDFWLRQ
3UREOHP
&DXVH
5HPHG\
7HOHSKRQHZLOOQRWVZLWFK
RQ
&KHFNWKDWWKHEDWWHU\SDFNLVIXOO\FKDUJHGDQGFRUUHFWO\
FRQQHFWHGWRWKHWHOHSKRQH
([WUHPHO\VKRUWEDWWHU\
OLIHIRUDQHZEDWWHU\SDFN
7KHQHWZRUN\RXDUHXVLQJDQGWKHFRQGLWLRQ
RIWKHEDWWHU\SDFNFDQDIIHFWEDWWHU\OLIH
$YRLGDUHDVRISRRUUHFHSWLRQ(QVXUHEDWWHULHVDUHIXOO\
FKDUJHG$GGLWLRQDOO\EDWWHULHVHQVXUHEDWWHULHVDUH
DOVRGLVFKDUJHGIXOO\EHIRUHUHFKDUJLQJ
6KRUWEDWWHU\OLIHIRUDQ
ROGEDWWHU\SDFN
7KHEDWWHU\SDFNZDVZRUQRXW
5HSODFHZLWKDQHZRQH
6KRUWEDWWHU\OLIHIRU1L
0+EDWWHU\SDFN
7KHOLIHRIWKHEDWWHU\SDFNLVDIIHFWHGE\
LPSURSHUFKDUJLQJWKLVLVLQKHUHQWLQDOO1L
0+EDWWHULHV
7RPDLQWDLQPD[LPXPSHUIRUPDQFHDOZD\VXVHXQWLOWKH/RZ
%DWWHU\:DUQLQJDQGWKHQIXOO\UHFKDUJHWKHEDWWHU\SDFN7R
UHYLYHWKH%DWWHU\3DFNXVHWKHWHOHSKRQHXQWLOWKH/RZ
%DWWHU\:DUQLQJDQGWKHQIXOO\UHFKDUJHWKURZHYHU
LIWKHEDWWHU\OLIHVWLOOLVVKRUWWKHEDWWHU\SDFNKDVHYHQWXDOO\
ZRUQRXW5HSODFHZLWKDQHZRQH
7KHEDWWHU\OHYHOLQGLFDWRU
+GRHVQRWOLJKWZKHQ
FKDUJLQJ
,IDEDWWHU\LVGHHSO\GLVFKDUJHGLWZLOOWDNHD
VKRUWWLPHEHIRUHWKHUHLVVXIILFLHQWSRZHULQ
WKHWHOHSKRQHWROLJKWWKHEDWWHU\OHYHO
LQ
/HDYHWRFKDUJHIRUVHYHUDOPLQXWHVLQWHPSHUDWXUHVEHWZHHQ
&DQG&
&DOOVFDQQRWEHPDGH
7KHWHOHSKRQHLVORFNHG
8QORFNWKHWHOHSKRQH0HQX6HFXULW\3KRQH/RFN
2XWJRLQJFDOOVDUHEDUUHG
'LVDEOHWKHRXWJRLQJFDOOEDUULQJ0HQX6HFXULW\&DOO%DU
7KHWHOHSKRQHLVQRWUHJLVWHUHGWRDQHWZRUN
0RYHWRDFRYHUDJHDUHDDQGRSHUDWH\RXUWHOHSKRQHDIWHULW
KDVUHJLVWHUHGZLWKDQHWZRUN
&DOOVFDQQRWEHPDGH
IURP)L[HG'LDO6WRUH
&KHFN\RXU6,0VXSSRUWV)L[HG'LDO&KHFNLIWKH)L[HG'LDOLV
VZLWFKHGRQ0HQX6HFXULW\)L[HG'LDO&KHFNWKHWHOHSKRQH
QXPEHULVVWRUHGLQWKH)L[HG'LDO
&DOOVFDQQRWEHUHFHLYHG
7KHWHOHSKRQHLVQRWVZLWFKHGRQ
6ZLWFKWKHWHOHSKRQHRQ
,QFRPLQJFDOOVDUHEDUUHG
'LVDEOHWKHLQFRPLQJFDOOEDUULQJ0HQX6HFXULW\&DOO%DU
7KHWHOHSKRQHLVQRWUHJLVWHUHGWRDQHWZRUN
0RYHWRDFRYHUDJHDUHDDQGRSHUDWH\RXUWHOHSKRQHDIWHULW
KDVUHJLVWHUHGZLWKDQHWZRUN
(PHUJHQF\FDOOVFDQQRW
EHPDGH
<RXDUHQRWLQD*60FRYHUDJHDUHD
&KHFNWKDWWKHDQWHQQDV\PERO6LVGLVSOD\HG0RYHWRD
FRYHUDJHDUHDDQGRSHUDWH\RXUWHOHSKRQHZKHQWKHDQWHQQD
V\PEROLVGLVSOD\HG
7HOHSKRQHQXPEHUV
FDQQRWEHUHFDOOHG
7KHWHOHSKRQHLVORFNHG
8QORFNWKHWHOHSKRQH0HQX6HFXULW\3KRQH/RFN
)L[HG'LDOLVVZLWFKHGRQ
6ZLWFKRII)L[HG'LDO0HQX6HFXULW\)L[HG'LDO
$UHDQRW$OORZHG
5RDPLQJLQWKHVHOHFWHGDUHDLVQRWDOORZHG
1HWZRUNQRW$OORZHG
5RDPLQJZLWKWKHVHOHFWHGQHWZRUNLVQRWDOORZHG
6HFXULW\)DLOXUH
7KHQHWZRUNKDVGHWHFWHGDXWKHQWLFDWLRQIDLOXUHEHFDXVH\RXU6,0LVQRWUHJLVWHUHGZLWKWKDWQHWZRUN&RQWDFW
\RXU6HUYLFH3URYLGHU
6,0%ORFNHG
7KH6,0LVEORFNHGEHFDXVHWKHZURQJ38.KDVEHHQHQWHUHGWHQWLPHV&RQWDFW\RXU6HUYLFH3URYLGHU
6,0(UURU
7KHWHOHSKRQHKDVGHWHFWHGDSUREOHPZLWKWKH6,06ZLWFKWKHWHOHSKRQHRIIDQGWKHQEDFNRQ,IWKH
PHVVDJHGRHVQRWGLVDSSHDUFRQWDFW\RXU6HUYLFH3URYLGHU
0HVVDJH5HMHFWHG
6WRUH)XOO
$PHVVDJHKDVEHHQUHFHLYHGEXWWKHPHVVDJHVWRUHLVIXOO7RUHFHLYHPHVVDJHVGHOHWHVRPHRIWKH
FXUUHQWO\VWRUHGPHVVDJHVRUVHWPHVVDJHVWRDXWRPDWLFDOO\FOHDU0HQX0HVVDJHV3DUDPHWHUV$XWR
'HOHWH
3,1,QYDOLGDWHG
7KH3,1LVEORFNHGSHUPDQHQWO\EHFDXVHWKHZURQJ38.KDVEHHQHQWHUHGWLPHV6HUYLFHVFRQWUROOHGE\
3,1FDQQRWEHXVHG&RQWDFW\RXU6HUYLFH3URYLGHU
:DUQLQJ6WRUH)XOO
&RQWLQXH"
7KHPHVVDJHDUHDLVIXOO<RXUPHVVDJHVFDQQRWEHVWRUHGXQWLOVRPHRIWKHFXUUHQWO\VWRUHGPHVVDJHVDUH
GHOHWHG
$XWR5HGLDO/LVW)XOO
5HGLDOOLVWRIXQVXFFHVVIXOO\GLDOOHGQXPEHUVLVIXOO6ZLWFKWKHWHOHSKRQHRIIDQGWKHQRQDJDLQ
Summary of Contents for GS-12
Page 4: ... VVXH LY 0 8 5HYLVLRQ 6HUYLFH 0DQXDO 7KLV SDJH LV OHIW LQWHQWLRQDOO EODQN ...
Page 6: ... VVXH 6HFWLRQ 0 8 5HYLVLRQ YL 6HUYLFH 0DQXDO ...
Page 8: ... 1752 8 7 21 VVXH 6HFWLRQ 0 8 5HYLVLRQ 6HUYLFH 0DQXDO 7KLV SDJH LV OHIW LQWHQWLRQDOO EODQN ...
Page 10: ... 1 5 6 5 37 21 VVXH 6HFWLRQ 0 8 5HYLVLRQ 6HUYLFH 0DQXDO 7KLV SDJH LV OHIW LQWHQWLRQDOO EODQN ...
Page 62: ... 5 8 7 5 06 VVXH 6HFWLRQ 0 8 5HYLVLRQ 6HUYLFH 0DQXDO 3URFHVVRU LJXUH 36 ...
Page 63: ... 5 8 7 5 06 0 8 6HFWLRQ VVXH 6HUYLFH 0DQXDO 5HYLVLRQ 3RZHUVXSSO LJXUH 36 ...
Page 64: ... 5 8 7 5 06 VVXH 6HFWLRQ 0 8 5HYLVLRQ 6HUYLFH 0DQXDO XGLR LJXUH 36 ...
Page 65: ... 5 8 7 5 06 0 8 6HFWLRQ VVXH 6HUYLFH 0DQXDO 5HYLVLRQ QWHUIDFH LJXUH 36 ...
Page 66: ... 5 8 7 5 06 VVXH 6HFWLRQ 0 8 5HYLVLRQ 6HUYLFH 0DQXDO 5 2YHUYLHZ LJXUH 36 ...
Page 67: ... 5 8 7 5 06 0 8 6HFWLRQ VVXH 6HUYLFH 0DQXDO 5HYLVLRQ 5HFHLYHU LJXUH 36 ...
Page 68: ... 5 8 7 5 06 VVXH 6HFWLRQ 0 8 5HYLVLRQ 6HUYLFH 0DQXDO QWHUIDFH LJXUH 36 ...
Page 69: ... 5 8 7 5 06 0 8 6HFWLRQ VVXH 6HUYLFH 0DQXDO 5HYLVLRQ 7UDQVPLWWHU LJXUH 36 ...
Page 70: ... 5 8 7 5 06 VVXH 6HFWLRQ 0 8 5HYLVLRQ 6HUYLFH 0DQXDO 3RZHUVXSSO DQG 6 QWKHVLVHU LJXUH 36 ...
Page 72: ... 287 5 06 VVXH 6HFWLRQ 0 8 5HYLVLRQ 6HUYLFH 0DQXDO 5 LJXUH 36 A B C D E F 1 2 3 4 ...
Page 85: ......
Page 86: ...3ULQWHG LQ 8 8 ...