1/
*63(92
B
1HGHUODQGV
,QOHLGLQJ
'LVFODLPHU
$OOHUHFKWHQYRRUEHKRXGHQ1LHWVXLWGH]HSXEOLFDWLHPDJRSHQLJHZLM]HRSHQEDDUZRUGHQJHPDDNW
YHUYHHOYRXGLJGRIJHZLM]LJG]RQGHUYRRUDIJDDQGHVFKULIWHOLMNHWRHVWHPROPDWUR
EHKRXGW]LFKKHWUHFKWYRRURQGHUGHOHQYDQJHUHHGVFKDSSHQ]RQGHUYRRUDIJDDQGHPHGHGHOLQJWH
ZLM]LJHQRIDDQWHSDVVHQ'HLQKRXGYDQGH]HJHEUXLNHUVKDQGOHLGLQJNDQHYHQHHQVRSLHGHUPRPHQW
ZRUGHQJHZLM]LJG'H]HJHEUXLNHUVKDQGOHLGLQJLVJHEDVHHUGHQKHHIWEHWUHNNLQJRSGHRSGLWPRPHQW
YHUYDDUGLJGHW\SHVHQJHOGHQGHUHJHROPDWURDDQYDDUGWJHHQHQNHOHDDQVSUDNHOLMNKHLGYRRU
HYHQWXHOHVFKDGHYRRUWYORHLHQGHXLWKHWJHEUXLNYDQGH]HJHEUXLNHUVKDQGOHLGLQJPHWEHWUHNNLQJWRW
HQLJHUOHLJHOHYHUGHRIHYHQWXHHOWHOHYHUHQDSSDUDWXXUEHKRXGHQVRS]HWRIJURYHVFKXOGYDQGH]LMGH
YDQ+ROPDWUR1HHPYRRUQDGHUHLQIRUPDWLHRYHUKHWJHEUXLNYDQGHJHEUXLNHUVKDQGOHLGLQJRQGHUKRXG
HQRIUHSDUROPDWURDSSDUDWXXUFRQWDROPDWURRIPHWGHRIILFLHHOKLHUYRRU
DDQJHZH]HQGLVWULEXWHXU$DQGHVDPHQVWHOOLQJHQQDXZNHXULJKHLGYDQGH]HJHEUXLNHUVKDQGOHLGLQJLV
XLWHUVWH]RUJROPDWURVWHOW]LFKHFKWHUQLHWDDQVSUDNHOLMNYRRUIRXWHQHQRQWEUHNHQGHGHOHQRI
KLHUXLWYRRUWYORHLHQGHYHUSOLFKWLQJHQ1HHPELMRQGXLGHOLMNKHLGRYHUGHMXLVWKHLGRIGHYROOHGLJKHLGYDQ
GH]HJHEUXLNHUVKDQGOHLGLQJFRQWDROPDWUR
2YHUGH]HKDQGOHLGLQJ
'HRULJLQHOHLQVWUXFWLHVLQGH]HKDQGOHLGLQJ]LMQJHVFKUHYHQLQKHW(QJHOV9HUVLHVYDQGH]HKDQGOHLGLQJ
GLHLQHHQDQGHUHWDDO]LMQRSJHVWHOG]LMQHHQYHUWDOLQJYDQGHRULJLQHOHLQVWUXFWLHV
'HILQLWLHV
L
$OJHPHHQ
9DQKDUWHJHIHOLFLWHHUGPHWGHDDQNRRROPDWURSURGXFW'H]HJHEUXLNHUVKDQGOHLGLQJJHHIW
LQVWUXFWLHVPHWEHWUHNNLQJWRWEHGLHQLQJRQGHUKRXGVWRULQJHQHQYHLOLJKHLGYDQGHEHWUHIIHQGH
DSSDUDWXXU2RNZRUGHQYHLOLJKHLGVYRRUVFKULIWHQYRRUKHWJHEUXLNYDQHHQFROPDWURV\VWHHP
LQGH]HJHEUXLNHUVKDQGOHLGLQJEHVFKUHYHQ$IEHHOGLQJHQLQGH]HJHEUXLNHUVKDQGOHLGLQJNXQQHQ
DIKDQNHOLMNYDQKHWW\SHHQLJV]LQVDIZLMNHQ
$OOHELMGHLQEHGULMIVWHOOLQJGHEHGLHQLQJKHWRQGHUKRXGHQKHWYHUKHOSHQYDQVWRULQJHQPHWEHWUHNNLQJ
WRWGHDSSDUDWXXUEHWURNNHQSHUVRQHQPRHWHQGH]HJHEUXLNHUVKDQGOHLGLQJKHEEHQJHOH]HQHQ
EHJUHSHQPHWQDPHGHYHLOLJKHLGVYRRUVFKULIWHQ
2PEHGLHQLQJVIRXWHQWHYRRUNRPHQHQYRRUHHQVWRULQJVYULMHZHUNLQJYDQGHDSSDUDWXXUPRHWHQGH
JHEUXLNHUVKDQGOHLGLQJHQDOWLMGYRRUGHEHGLHQHUEHVFKLNEDDU]LMQ
7RHSDVVLQJ
'LWSURGXFWPDDNWGHHOXLWYDQGHDSSDUDWXXUEHGRHOGYRRUJHEUXLNGRRUKXOSGLHQVWHQYRRUKHWVQLMGHQ
VSUHLGHQRIZHJGUXNNHQYDQFRQVWUXFWLHYHGHOHQYDQYRHUWXLJHQRIFRQVWUXFWLHV
6\VWHHP
VDPHQVWHOYDQNUDFKWEURQRSWLRQHOHYRHGLQJVNDEHOVHQJHUHHGVFKDSSHQ
$FFX
DSSDUDDWGDWHOHNWULVFKHVWURRPHQVSDQQLQJOHYHUW
*HUHHGVFKDS
K\GUDXOLVFKLQVWUXPHQW]RDOVHHQVFKDDUVSUHLGHUFRPELJHUHHGVFKDSUDPRI
FLOLQGHU
$SSDUDWXXU
JHUHHGVFKDSSHQNDEHOVDFFXRIDFFHVVRLUHV
1HWYRHGLQJVFRQQHFWRU DSSDUDDWGDWHOHNWULVFKHVWURRPHQVSDQQLQJWUDQVIRUPHHUWHQOHYHUW
/DGHUDFFXODGHU
HHQHOHNWURQLVFKDSSDUDDWRPHHQRSODDGEDUHEDWWHULMRSWHODGHQ
