31
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P a g e
mada
User
Guide
v1.04
185 Unable to verify PIN (Visa 83)
Decline
188 Offline declined
Decline
190 Unable to go online – Offline declined
Decline
200 Do not honor
Decline
201 Expired card
Decline
202 Suspected fraud (To be used when ARQC validation fails)
Decline
203 Card acceptor contact acquirer
Decline
204 Restricted
card
Decline
205 Card acceptor call acquirer’s security department
Decline
206 Allowable PIN tries exceeded
Decline
207 Special conditions
Decline
208 Lost card
Decline
209 Stolen card
Decline
210 Suspected counterfeit card
Decline
400 Accepted
Accepted
902 Invalid transaction
Decline
903 Re-enter transaction
Decline
904 Format error
Decline
906 Cutover in process
Decline
907 Card issuer or switch inoperative
Decline
908 Transaction destination cannot be found for routing
Decline
909 System malfunction
Decline
910 Card issuer signed off
Decline
911 Card issuer timed out
Decline
912 Card issuer unavailable
Decline
913 Duplicate transmission
Decline
914 Not able to trace back to original transaction
Decline
915 Reconciliation cutover or checkpoint error
Decline
916 MAC incorrect (permissible in 1644)
Decline
917 MAC key sync
Decline
918 No communication keys available for use
Decline
919 Encryption key sync error
Decline
920 Security software/hardware error – try again
Decline
921 Security software/hardware error – no action
Decline
922 Message number out of sequence
Decline
923 Request in progress
Decline
940 Unknown terminal
Decline
942 Invalid Reconciliation Date
Decline