"QQFOEJY
5SPVCMFTIPPUJOH
.ZDBMMTDVUJOBOEPVUXIJMF*mNVTJOHNZDPSEFEIBOETFU
0UIFSFMFDUSPOJDQSPEVDUTTVDIBT)".SBEJPTBOEPUIFS%&$5QIPOFTDBO
DBVTFJOUFSGFSFODFXJUIZPVSDPSEMFTTQIPOF5SZJOTUBMMJOHZPVSQIPOFBTGBS
BXBZBTQPTTJCMFGSPNUIFTFUZQFTPGFMFDUSPOJDEFWJDFT
%POPUJOTUBMMUIJTDPOTPMFOFBSBNJDSPXBWFPWFOPSPOUIFTBNFFMFDUSJDBM
PVUMFU:PVNJHIUFYQFSJFODFEFDSFBTFEQFSGPSNBODFXIJMFUIFNJDSPXBWF
PWFOJTPQFSBUJOH
*GZPVQMVHZPVSDPOTPMFJOXJUIBNPEFNPSTVSHFQSPUFDUPSQMVHUIF
DPOTPMF PSNPEFNTVSHFQSPUFDUPSJOUPBEJGGFSFOUMPDBUJPO*GUIJTEPFTOPU
TPMWFUIFQSPCMFNSFMPDBUFZPVSDPOTPMFPSNPEFNGBSUIFSBQBSUGSPNPOF
BOPUIFSPSVTFBEJGGFSFOUTVSHFQSPUFDUPS
3FMPDBUFZPVSDPOTPMFUPBIJHIFSMPDBUJPO5IFDPOTPMFNJHIUIBWFCFUUFS
SFDFQUJPOXIFOJOTUBMMFEJOBIJHIBSFB
*GUIFPUIFSUFMFQIPOFTJOZPVSCVJMEJOHBSFIBWJOHUIFTBNFQSPCMFNDPOUBDU
ZPVSUFMFQIPOFTFSWJDFQSPWJEFS
&YDFTTJWFCBDLHSPVOEOPJTFXJMMDBVTFBTQFBLFSQIPOFUPGBEFJOBOEPVU
5SZDPOUSPMMJOHUIFCBDLHSPVOEOPJTFCZUVSOJOHPGGBOZBVEJPEFWJDFTOFBS
UIFTQFBLFSQIPOF"MTPUSZUPBWPJEJOUFSSVQUJOHUIFQFSTPOBUUIFPUIFSFOE
PGUIFDPOWFSTBUJPOXIJMFUIFZBSFTQFBLJOH*GCBDLHSPVOEOPJTFDBOOPUCF
DPOUSPMMFEZPVTIPVMETUPQTQFBLFSQIPOFPQFSBUJPOBOESFUVSOUPOPSNBM
IBOETFUNPEF
8IFOVTJOHBDPOTPMFTQFBLFSQIPOFDPOUSPMMJOHCBDLHSPVOEOPJTFJOZPVS
FOWJSPONFOUJTFTTFOUJBM8IJMFZPVBSFMJTUFOJOHUPZPVSQBSUZQSFTT
.65&
UPUFNQPSBSJMZUVSOZPVSNJDSPQIPOFPGG8IFOJUJTZPVSUVSOUPTQFBL
SFNFNCFSUPQSFTT
.65&
BHBJOUPUVSOUIFNJDSPQIPOFPO
.ZDBMMFS*%JTOmUXPSLJOH
$BMMFS*%JTBTVCTDSJQUJPOTFSWJDF:PVNVTUTVCTDSJCFUPUIJTTFSWJDFGSPN
ZPVSUFMFQIPOFTFSWJDFQSPWJEFSGPSUIJTGFBUVSFUPXPSLPOZPVSDPOTPMF
5IFDBMMFSNVTUCFDBMMJOHGSPNBOBSFBUIBUTVQQPSUTDBMMFS*%
#PUIZPVSBOEZPVSDBMMFSmTUFMFQIPOFTFSWJDFQSPWJEFSTNVTUVTFDBMMFS*%
DPNQBUJCMFFRVJQNFOU
*GZPVTVCTDSJCFUPIJHITQFFE*OUFSOFUTFSWJDF %4-EJHJUBMTVCTDSJCFSMJOF
UISPVHIZPVSUFMFQIPOFMJOFTZPVNVTUJOTUBMMB%4-GJMUFSCFUXFFOFBDI
UFMFQIPOFMJOFDPSEBOEUFMFQIPOFXBMMKBDL5IFGJMUFSQSFWFOUTOPJTFBOE
DBMMFS*%QSPCMFNTSFTVMUJOHGSPN%4-JOUFSGFSFODF1MFBTFDPOUBDUZPVS%4-
TFSWJDFQSPWJEFSGPSNPSFJOGPSNBUJPOBCPVU%4-GJMUFST
p
p
p
p
p
p
p
p
p
p
p