VSHFLƂFDWLRQ
B
02'(/
:$3$
0$;0$662)'5<&/27+,1NJ
NJ
:$6+,1*7<3(
6WLUULQJ7\SH
32:(5&2168037,21
:$6+
:
63,1
',0(16,216PP
:['[+
:(,*+7
67$1'$5':$7(5
/(9(/
0$;,080
ş
0,'
0,'/2:
(;75$/2:
:$7(535(6685(
03Da0SDaNJũIFP
:$7(586$*(
63,163(('
USP
63(&,),&$
7,21
Страница 1: ... DVKLQJ 0DFKLQH XVHU PDQXDO LPDJLQH WKH SRVVLELOLWLHV 7KDQN RX IRU SXUFKDVLQJ WKLV 6DPVXQJ SURGXFW 7R UHFHLYH PRUH FRPSOHWH VHUYLFH SOHDVH UHJLVWHU RXU SURGXFW DW ZZZ VDPVXQJ FRP JOREDO UHJLVWHU 3 3 ...
Страница 2: ...HU SUHVVXUH UHPRYLQJ GLUW IURP WKH ODXQGU HIIHFWLYHO 7KH GLDPRQG GUXP PLQLPL HV IDEULF GDPDJH H WHQGLQJ WKH OLIHWLPH RI WKH IDEULF 7KH JOLWWHULQJ LQQHU WXEH LV ERWK EHDXWLIXO DQG SRZHUIXO LQ WKH ZDVK HIIHFW LW FUHDWHV 7HPSHUHG 7UDQVSDUHQW RRU HWV RX REVHUYH ZKLOH WKH ZDVKHU LV RSHUDWLQJ KHFN RQ RXU ODXQGU őV SURJUHVV DW DQ WLPH LJLWDO RQWURO 7KH GLJLWDO FRQWURO VHOHFWV WKH RSWLPDO ZDVKLQJ FRXUVH E...
Страница 3: ...LQJ RXU ZDVKHU IROORZ WKHVH EDVLF VDIHW SUHFDXWLRQV R 127 DWWHPSW R 127 GLVDVVHPEOH R 127 WRXFK ROORZ GLUHFWLRQV H SOLFLWO 8QSOXJ WKH SRZHU SOXJ IURP WKH ZDOO VRFNHW 0DNH VXUH WKH PDFKLQH LV JURXQGHG WR SUHYHQW HOHFWULF VKRFN DOO WKH VHUYLFH FHQWHU IRU KHOS 7KHVH ZDUQLQJ VLJQV DUH KHUH WR SUHYHQW LQMXU WR RX DQG RWKHUV 3OHDVH IROORZ WKHP H SOLFLWO IWHU UHDGLQJ WKLV VHFWLRQ NHHS LW LQ D VDIH SODFH ...
Страница 4: ...HIRUH VHUYLFLQJ RXU ZDVKHU R QRW UHDFK LQWR WKH DSSOLDQFH ZKHQ WKH WXPEOHU LV PRYLQJ R QRW UHDFK XQGHU WKH DSSOLDQFH ZLWK RXU KDQGV RU ZLWK DQ REMHFW DV RX PD EH LQMXUHG E WKH VSLQQLQJ ERDUG EHQHDWK WKH ZDVKHU R QRW OHW FKLOGUHQ SOD RQ RU LQ RXU ZDVKHU 7KH ZDVKHU GRRU GRHV QRW RSHQ HDVLO IURP WKH LQVLGH DQG FKLOGUHQ PD EH VHULRXVO LQMXUHG LI WUDSSHG LQVLGH R QRW OHW FKLOGUHQ DWWHPSW WR ORRN LQWR W...
Страница 5: ...Q ZDWHU VXSSO XVLQJ D QHZ VHW RI KRVHV R QRW UHXVH DQ ROG VHW RI KRVHV DWHU LQOHW KRVHV GHWHULRUDWH RYHU WLPH KHFN WKH KRVHV SHULRGLFDOO IRU EXOJHV NLQNV FXWV ZHDU DQG OHDNV DQG UHSODFH WKHP DV QHHGHG DQG DW OHDVW HYHU ƂYH HDUV HIRUH HDFK ZDVK HPSW WKH SRFNHWV RI RXU ODXQGU 6PDOO LUUHJXODUO VKDSHG KDUG REMHFWV VXFK DV FRLQV NQLYHV SLQV DQG SDSHUFOLSV FRXOG GDPDJH RXU ZDVKHU R QRW ZDVK FORWKLQJ ZLW...
Страница 6: ...WLQJ WKH ZDWHU VXSSO KRVH VVHPEOLQJ WKH 3URWHFWLRQ 3DQHO 2SWLRQDO RQQHFWLQJ WKH GUDLQ KRVH GMXVWLQJ WKH KHLJKW RI WKH ZDVKHU 6 1 2 2 81 5 DVLF LQVWUXFWLRQV DXQGU JXLGHOLQHV HWHUJHQW DQG DGGLWLYHV LQIRUPDWLRQ DVKLQJ IRU WKH ƂUVW WLPH XWRPDWLF VHQVLQJ IXQFWLRQ 1 1 1 0 17 1 1 285 6 5 HHSLQJ WKH WXE FOHDQ OHDQLQJ WKH ZDWHU VXSSO FRQQHFWRU ƂOWHU OHDQLQJ WKH ƂOWHU QHW OHDQLQJ WKH SXPS ƂOWHU 7528 6 227 1...
Страница 7: ...XQJ XVWRPHU 6HUYLFH RU RXU 6DPVXQJ GHDOHU 6 77 1 83 285 6 5 DWHU VXSSO KRVH RW 2SWLRQDO DWHU VXSSO KRVH ROG UDLQ KRVH 3XPS 2SWLRQDO HWHUJHQW GLVSHQVHU 6SLQ EDVNHW 2SWLRQDO 3RZHU FRUG URXQG ZLUH 2SWLRQDO KHQ WKH ZDWHU SLSH LV PHWDO PDNH VXUH WR FRYHU WKH HQG RI WKH JURXQG ZLUH DWHU GUDLQ KRVH 3URWHFWLRQ SDQHO 2SWLRQDO URQW FRQWURO SDQHO 3XOVDWRU GMXVWDEOH OHJV GMXVW WKH OHQJWK RI WKH OHJV ZKHQ LQVW...
Страница 8: ...ORFN IXQFWLRQ DOORZV RX WR ORFN WKH EXWWRQV VR WKDW WKH VHOHFWHG ZDVK F FOH FDQőW EH FKDQJHG 7KLV LV D GHYLFH WKDW SUHYHQWV FKLOGUHQ IURP SOD LQJ ZLWK WKH ZDVKHU FWLYDWLQJ HDFWLYDWLQJ 3UHVV ERWK WKH 5LQVH DQG 6SLQ EXWWRQV DW WKH VDPH WLPH IRU VHFRQGV 1RWH 7KLV IXQFWLRQ FDQQRW EH SHUIRUPHG ZLWKRXW WKH œ3RZHUŔ EHLQJ RQ 6 87721 3UHVV WKLV EXWWRQ WR RQO SHUIRUP D ZDVK F FOH RU WR DGMXVW WKH ZDVK WLPH ...
Страница 9: ...Q RII WKH 6LOYHU DWHU IXQFWLRQ X FRXUVH 8VH WKLV FRXUVH WR DXWRPDWLFDOO VHOHFW WKH RSWLPDO ZDVKLQJ FRXUVH 3UHVV WKH 3RZHU EXWWRQ WR WXUQ WKH ZDVKHU œ2QŔ 3UHVV WKH 6WDUW 3DXVH EXWWRQ 7KH ZDWHU OHYHO LV VHOHFWHG DXWRPDWLFDOO 7KH ZDVK ULQVH DQG VSLQ F FOHV IROORZ 7R SDXVH D FRXUVH SUHVV WKH 6WDUW 3DXVH EXWWRQ DJDLQ RX FDQ FKDQJH WKH FRXUVH ZKHQ LW LV SDXVHG ORVH WKH OLG ODQNHW FRXUVH 8VH WKLV FRXUVH ...
Страница 10: ...V WKH 3RZHU EXWWRQ WR WXUQ WKH ZDVKHU œ2QŔ 3UHVV WKH RXUVH VHOHFW EXWWRQ 6HOHFW RXU IUHTXHQWO XVHG IXQFWLRQV 6HOHFW DVK 5LQVH 6SLQ RU 6LOYHU DVK DFFRUGLQJ WR RXU UHTXLUHPHQWV 3UHVV WKH 6WDUW 3DXVH EXWWRQ WR VWRUH WKHP 2QO VWRUHG ZKHQ WKH DVK 5LQVH 6SLQ VWHSV DUH VHOHFWHG GG GHWHUJHQW DQG VRIWHQHU DFFRUGLQJ WR WKH ZDWHU OHYHO DQG FORVH WKH OLG Ř I RX VHOHFW WKH 0HPRU FRXUVH DIWHU WXUQLQJ WKH ZDVKHU...
Страница 11: ...RU OHVV GLUW ODXQGU WLPH HFDXVH ZDVKLQJ LV VSHHG LW LV JRRG IRU OLJKW RU OHVV VWDLQHG ODXQGU 3UHVV WKH 3RZHU EXWWRQ WR WXUQ WKH ZDVKHU œ2QŔ 3UHVV WKH RXUVH VHOHFW EXWWRQ 3UHVV WKH 6WDUW 3DXVH EXWWRQ 7KH ZDVK ULQVH DQG VSLQ F FOHV IROORZ 7R SDXVH D FRXUVH SUHVV WKH 6WDUW 3DXVH EXWWRQ DJDLQ RX FDQ FKDQJH WKH FRXUVH ZKHQ LW LV SDXVHG ORVH WKH OLG HOD 6WDUW 8VH WKLV WR VSHFLI D WLPH IRU WKH ZDVK F FOH...
Страница 12: ...Q WKH 6LOYHU DVK FRXUVH LV VHOHFWHG PDQXDOO VHOHFWLQJ WKH DWHU 6XSSO EXWWRQ LV QRW RSHUDWHG Ř 7KLV LV DYDLODEOH DV DQ RSWLRQ IRU DOO FRXUVHV H FHSW IRU WKH HOLFDWH FRXUVH LU 7XUER 7KLV FRXUVH VDYHV RX YDOXDEOH WLPH HQVXULQJ WKDW RXU FORWKHV GU IDVWHU WKDQ IURP OLQH GU LQJ 3UHVV WKH 3RZHU EXWWRQ WR WXUQ WKH ZDVKHU œ2QŔ 3UHVV WKH LU 7XUER EXWWRQ DFK WLPH WKH LU 7XUER EXWWRQ LV SUHVVHG WKH RSHUDWLRQV...
Страница 13: ... LV SUHVVHG GXULQJ WKH VSLQ FRXUVH WKH VSLQ WLPH FDQ EH FKDQJHG WR WR PLQXWHV 6 1 5 16 3UHVV WKH DVK DQG 5LQVH EXWWRQV 3UHVV WKH 6WDUW 3DXVH EXWWRQ RQFH 7KH F FOH GHWHFWV WKH DPRXQW RI ODXQGU DQG DXWRPDWLFDOO GHWHUPLQHV WKH ZDVK DQG ULQVH WLPHV KHQ WKH DVK DQG 5LQVH EXWWRQV DUH SUHVVHG ZKLOH WKH ZDVKHU LV LQ SURJUHVV WKH ZDVK WLPH LV GHWHUPLQHG EHWZHHQ DQG PLQXWHV DQG WKH ULQVH WLPH LV GHWHUPLQHG ...
Страница 14: ...KH KRVH WR WKH IDXFHW 5HPRYH WKH DGDSWRU IURP WKH ZDWHU VXSSO KRVH RRVHQ WKH IRXU VFUHZV RQ WKH DGDSWRU XVLQJ D œ Ŕ W SH VFUHZGULYHU 7KHQ WDNH WKH DGDSWRU DQG WXUQ SDUW E IROORZLQJ WKH DUURZ XQWLO WKHUH LV D JDS RI DERXW LQ PP EHWZHHQ SDUW D DQG E RQQHFW WKH DGDSWRU WR WKH ZDWHU WDS E WLJKWHQLQJ WKH VFUHZV ƂUPO 7KHQ WXUQ SDUW E IROORZLQJ WKH DUURZ DQG SXVK D DQG E WRJHWKHU RQQHFW WKH ZDWHU VXSSO K...
Страница 15: ...H IURQW I RX KDYH GLIƂFXOW LQVHUWLQJ WKH SDQHO OLIW WKH ZDVKHU XS D OLWWOH DQG WKHQ LQVHUW LW 7KH SURWHFWLRQ SDQHO LV QRW DSSOLHG LQ VRPH PRGHOV RQQHFWLQJ WKH GUDLQ KRVH RU QRQ SXPS GUDLQHG ZDVKHUV 3UHVV WKH MRLQW ULQJ DQG SODFH LW DURXQG WKH GUDLQ KRVH IWHU SODFLQJ WKH GUDLQ KRVH LQWR D GUDLQ RXWOHW MRLQ WKH RWKHU HQG RI WKH KRVH WR WKH GUDLQ RXWOHW RI WKH ZDVKHU QVXUH WKDW WKH DUH FRQQHFWHG WLJK...
Страница 16: ...SHUO 7KH GUDLQ KRVH VKRXOG QRW KDYH DQ REVWDFOHV KLJKHU WKDQ LQ FP LQ WKHLU SDWK RQőW LQVWDOO WKH GUDLQ KRVH XQGHUQHDWK WKH ZDVKHU RU SXPS GUDLQHG ZDVKHUV 5HPRYH WKH FDS KRVH DQG FRQQHFW WKH RXWOHW KRVH QVXUH WKDW WKH GUDLQ KRVH LV FRQQHFWHG WLJKWO WR WKH GUDLQ RXWOHW RQ WKH VLGH RI WKH ZDVKHU QVWDOO WKH GUDLQ KRVH DERXW a LQ a FP DERYH WKH JURXQG VHWWLQJ XS RXU ZDVKHU FDS KRVH a LQ a FP FTT UIBO ...
Страница 17: ...J WKH OHJV 7KH EDFN RI WKH ZDVKHU LV ORZHU GMXVW WKH KHLJKW E XVLQJ WKH SURSV DW WKH EDFN 7KH OHIW RI WKH ZDVKHU LV ORZHU GMXVW WKH OHIW VLGH E XVLQJ WKH DGMXVWDEOH OHJV DW WKH IURQW DQG SURSV DW WKH EDFN 7KH ULJKW RI WKH ZDVKHU LV ORZHU GMXVW WKH OHIW VLGH E XVLQJ WKH DGMXVWDEOH OHJV DW WKH IURQW DQG SURSV DW WKH EDFN HYHOLQJ RXU ZDVKHU ZLWK WKH OHYHOLQJ VFUHZV 2SWLRQDO HQWO OLIW XS WKH ZDVKHU DQ...
Страница 18: ...R LPSURYH WKH WXPEOLQJ DQG VSLQQLQJ SHUIRUPDQFH Ř KHFN LI DQ FORWKLQJ LWHPV PD EOHDFK GG OLTXLG GHWHUJHQW WR D ZKLWH WRZHO DQG WKH JDUPHQW LI RX DUH XQVXUH ZKHWKHU LW PD EOHDFK 5XE WKH WZR LWHPV WRJHWKHU VWURQJO KHFN LI WKH FRORU LV WUDQVIHUUHG WR WKH WRZHO Ř H HVSHFLDOO FDUHIXO ZLWK VFDUYHV DQG LPSRUWHG FORWKHV VLQFH WKH GLVFRORU HDVLO KHFN IRU VWDLQV RU SDUWLDO GLUW I VWDLQV DUH IRXQG DGG VRPH G...
Страница 19: ...W DUH HDVLO GLVƂJXUHG HYHQ ZKHQ VLPSO VRDNLQJ LQ ZDWHU Ř DVLO GLVFRORUHG SURGXFWV PDGH RI FRWWRQ DQG ZRRO ZULQNOHG VLON OHDWKHU SURGXFWV OHDWKHU DFFHVVRU OHDWKHU RUQDPHQWHG FORWKHV DQG LWV DFFHVVRULHV Ř R QRW ZDVK ZDWHUSURRI FORWKLQJ H J VNL ZHDU GLDSHU FRYHUV DQG PDWWV UXJV 7KLV PD FDXVH WKH ODXQGU WR EH HMHFWHG RU FDXVH WKH ZDVKHU WR YLEUDWH DEQRUPDOO ZKLFK PD UHVXOW LQ SHUVRQDO LQMXU RU GDPDJH ...
Страница 20: ...JHQW HYHQO VR WKDW LW GRHVQőW EULP RYHU WKH HGJH RI WKH GUDZHU Ř 8VH D UHDVRQDEOH DPRXQW RI GHWHUJHQW I RX XVH PRUH GHWHUJHQW WKDQ WKH VWDQGDUG TXDQWLW RU WKH ZDWHU WHPSHUDWXUH LV WRR ORZ DQG WKH GHWHUJHQW GRHV QRW GLVVROYH LQ WKH ZDWHU FRPSOHWHO FDXVLQJ LW WR UHPDLQ RQ WKH ODXQGU DQG LQ WKH KRVH DQG WXE LW PD FDXVH GDPDJH VXFK DV GLUW LQJ DQG GLVFRORULQJ WKH ODXQGU Ř I RX XVH D SRZGHU GHWHUJHQW D...
Страница 21: ... WLPH ULQVH F FOH DQG VSLQ WLPH 7KLV GRHV QRW DSSO IRU WKH HOLFDWH OHDQ WXE DQG 6XSHU FOHDQ FRXUVHV IWHU WKH SRZHU LV RQ D FRXUVH LV VHOHFWHG DQG WKH 6WDUW 3DXVH EXWWRQ LV SUHVVHG WKH ZDVKLQJ ERDUG VWDUWV VSLQQLQJ ZLWKRXW ZDWHU 7KLV DFWLRQ VHQVHV KRZ PXFK ODXQGU LV LQ WKH ZDVKLQJ EDVNHW DQG WKLV LV QRW D PDFKLQH SUREOHP IWHU WKH VHQVLQJ SURFHVV KDV FRPSOHWHG ZDWHU LV VXSSOLHG DXWRPDWLFDOO 3ODFH WK...
Страница 22: ...RUP PROG FDXVLQJ GDPDJH WR WKH KXPDQ ERG 7R NHHS WKH WXE FOHDQ DQG K JLHQLF DW DOO WLPHV LW LV UHFRPPHQGHG UHDGLQJ WKH œ OHDQ WXE FRXUVHŔ VHFWLRQ RQ SDJH DQG XVLQJ D GHGLFDWHG RU UHFRPPHQGHG GHWHUJHQW WR FOHDQ WKH WXE UHJXODUO DW OHDVW RQFH HYHU RQH WR WKUHH PRQWKV 1 1 7 7 5 6833 211 725 7 5 5HPRYH WKH ƂOWHU DQG ZDVK LW WKRURXJKO 5HWXUQ WKH ƂOWHU WR LWV SODFH DQG VHFXUHO FRQQHFW WKH KRVH WR WKH LQ...
Страница 23: ... 0DJLF ƂOWHU ORVH WKH FRYHU DQG ƂUVW LQVHUW WKH ORZHU SDUW RI WKH ƂOWHU LQWR WKH EDVNHW DQG WKHQ SXVK WKH ƂOWHU XQWLO RX KHDU D œFOLFNLQJŔ VRXQG 1 1 7 3803 7 5 3ODFH D UDJ RU WRZHO XQGHU WKH ZDVK ƂOWHU WR DYRLG ZHWWLQJ WKH ƃRRU DQG URWDWH WKH ƂOWHU FRXQWHUFORFNZLVH DQG SXOO LW RXW 5HPRYH DQ GLUW IURP WKH ƂOWHU 5HWXUQ WKH ƂOWHU WR LWV SODFH E URWDWLQJ WKH ƂOWHU FORFNZLVH XQWLO LW ORFNV LQWR SRVLWLR...
Страница 24: ...WWRQ RQ Â 3UHVV WKH 6WDUW 3DXVH EXWWRQ DJDLQ DQG FKHFN LI WKH ZDVKHU VWDUWV DV VXIƂFLHQW ZDWHU ƂOOHG XS WR WKH ZDWHU OHYHO Â I WKH ZDWHU SUHVVXUH LV ORZ LW WDNHV DORQJ WLPH IRU ZDWHU WR ƂOO WKH ZDVKHU V WKH IDXFHW FORVHG Â 2SHQ WKH IDXFHW WR VXSSO ZDWHU DV WKH GUDLQ KRVH DQG VSLQ EDVNHW IUR HQ t GG KRW ZDWHU WR WKH IUR HQ ZDWHU WDS DQG UHPRYH WKH GUDLQ KRVH 6RDN LW LQ KRW ZDWHU t 3RXU KRW ZDWHU LQ...
Страница 25: ... EH SUHVVHG IRU ZDWHU IRU ZDWHU WR EH VXSSOLHG 3UHVV WKH 6WDUW 3DXVH EXWWRQ 0DNH VXUH WKDW WKH IDXFHW LV RQ Â 7XUQ RQ WKH IDXFHW KHFN LI WKH ƂOWHU QHW DW WKH ZDWHU VXSSO KRVH FRQQHFWRU LV FORJJHG ZLWK GLUW Â OHDQ WKH ƂOWHU QHW XVLQJ D WRRWKEUXVK 0DNH VXUH WKH ZDWHU VXSSO LV RQ Â I WKH ZDWHU VXSSO LV VXVSHQGHG WXUQ ERWK WKH IDXFHW DQG SRZHU RQ 6SLQQLQJ FDXVHV ORXG QRLVHV DQG YLEUDWLRQV KHFN LI WKH ...
Страница 26: ...HV QRW GUDLQ ZLWKLQ PLQXWHV D EX HU ZLOO VRXQG DQG WKH UHPDLQLQJ WLPH LQGLFDWRU ZLOO VKRZ œ Ŕ DV QR ZDWHU 7XUQ WKH IDXFHWV RQ IXOO DV WKH ZDWHU VXSSO WR WKH UHVLGHQFH EHHQ FXW RII KHFN LI WKH ZDWHU VXSSO KRVH RU KRVH FRQQHFWLRQ LV FORJJHG KHFN LI WKH ZDWHU IDXFHW LV IUR HQ I ZDWHU VXSSO LV QRW ƂQLVKHG ZLWKLQ KRXU RU ZDWHU OHYHO LV QRW FKDQJHG ZLWKLQ PLQXWHV D EX HU ZLOO VRXQG DQG WKH UHPDLQLQJ WLP...
Страница 27: ...RQ B VSHFLƂFDWLRQ 02 3 3 0 0 66 2 5 27 1 NJ NJ NJ 6 1 7 3 6WLUULQJ 7 SH 32 5 2168037 21 6 63 1 0 16 216 PP 7 NJ NJ 67 1 5 7 5 9 0 080 ş 0 ş 0 2 ş 75 2 ş 7 5 35 6685 03D a 0SD a NJũI FP 7 5 86 ş 63 1 63 USP 63 7 21 ...
Страница 28: ...5 9 6 7 86 21 1 7 8675 ZZZ VDPVXQJ FRP 1 ZZZ VDPVXQJ FRP 0 6 ZZZ VDPVXQJ FRP P 3 33 1 6 6 0681 ZZZ VDPVXQJ FRP SK 6 1 325 6 0681 ZZZ VDPVXQJ FRP 9 71 0 ZZZ VDPVXQJ FRP 5866 ZZZ VDPVXQJ FRP 6287 5 6 0681 ZZZ VDPVXQJ FRP RGH 1R B 1 ...