,03257$176$)(7<,16758&7,216
5($'$//,16758&7,216%()25(86,1*
,03257$176$)(7<,16758&7,216
8VHWKLVDSSOLDQFHRQO\IRULWVLQWHQGHGSXUSRVHDVGHVFULEHGLQWKLV2ZQHU·V0DQXDO
:KHQXVLQJHOHFWULFDODSSOLDQFHVEDVLFVDIHW\SUHFDXWLRQVVKRXOGEHIROORZHGLQFOXGLQJWKHIROORZLQJ
5HDGDQGIROORZWKHVSHFLILFSUHFDXWLRQVLQWKH
35(&$87,21672$92,'3266,%/((;32685(72
(;&(66,9(0,&52:$9((1(5*<VHFWLRQDERYH
7KLVDSSOLDQFHPXVWEHJURXQGHG&RQQHFWRQO\
WRDSURSHUO\JURXQGHGRXWOHW6HHWKH*5281',1*
,16758&7,216VHFWLRQRQSDJH
,QVWDOORUORFDWHWKLVDSSOLDQFHRQO\LQDFFRUGDQFHZLWKWKH
SURYLGHGLQVWDOODWLRQLQVWUXFWLRQV
%HFHUWDLQWRSODFHWKHIURQWVXUIDFHRIWKHGRRURUPRUH
EDFNIURPWKHFRXQWHUWRSHGJHWRDYRLGDFFLGHQWDOWLSSLQJ
RIWKHDSSOLDQFHLQQRUPDOXVDJH
7KLVPLFURZDYHRYHQLVQRWDSSURYHGRUWHVWHGIRUPDULQH
XVH
'RQRWPRXQWWKLVDSSOLDQFHRYHUDVLQN
'RQRWPRXQWWKHPLFURZDYHRYHQRYHURUQHDUDQ\
SRUWLRQRIDKHDWLQJRUFRRNLQJDSSOLDQFH
'RQRWVWRUHDQ\WKLQJGLUHFWO\RQWRSRIWKHPLFURZDYH
RYHQVXUIDFHZKHQWKHPLFURZDYHRYHQLVLQRSHUDWLRQ
'RQRWRSHUDWHWKLVDSSOLDQFHLILWKDVDGDPDJHGSRZHU
FRUGRUSOXJLILWLVQRWZRUNLQJSURSHUO\RULILWKDVEHHQ
GDPDJHGRUGURSSHG
'RQRWFRYHURUEORFNDQ\RSHQLQJVRQWKHDSSOLDQFH
8VHWKLVDSSOLDQFHRQO\IRULWVLQWHQGHGXVHDVGHVFULEHG
LQWKLVPDQXDO'RQRWXVHFRUURVLYHFKHPLFDOVRUYDSRUV
LQWKLVDSSOLDQFH7KLVPLFURZDYHRYHQLVVSHFLILFDOO\
GHVLJQHGWRKHDWGU\RUFRRNIRRGDQGLVQRWLQWHQGHGIRU
ODERUDWRU\RULQGXVWULDOXVH
'RQRWVWRUHWKLVDSSOLDQFHRXWGRRUV'RQRWXVHWKLV
SURGXFWQHDUZDWHU³IRUH[DPSOHLQDZHWEDVHPHQWQHDU
DVZLPPLQJSRROQHDUDVLQNRULQVLPLODUORFDWLRQV
.HHSSRZHUFRUGDZD\IURPKHDWHGVXUIDFHV
'RQRWLPPHUVHSRZHUFRUGRUSOXJLQZDWHU
'RQRWOHWSRZHUFRUGKDQJRYHUHGJHRIWDEOHRUFRXQWHU
7RUHGXFHWKHULVNRIILUHLQWKHRYHQFDYLW\
³'RQRWRYHUFRRNIRRG&DUHIXOO\DWWHQGDSSOLDQFH
ZKHQSDSHUSODVWLFRURWKHUFRPEXVWLEOHPDWHULDOVDUH
SODFHGLQVLGHWKHRYHQZKLOHFRRNLQJ
³5HPRYHZLUHWZLVWWLHVDQGPHWDOKDQGOHVIURPSDSHURU
SODVWLFFRQWDLQHUVEHIRUHSODFLQJWKHPLQWKHRYHQ
³'RQRWXVHWKHRYHQIRUVWRUDJHSXUSRVHV'RQRWOHDYH
SDSHUSURGXFWVFRRNLQJXWHQVLOVRUIRRGLQWKHRYHQZKHQ
QRWLQXVH
³,IPDWHULDOVLQVLGHWKHRYHQLJQLWHNHHSWKHRYHQGRRU
FORVHGWXUQWKHRYHQRIIDQGGLVFRQQHFWWKHSRZHUFRUG
RUVKXWRIISRZHUDWWKHIXVHRUFLUFXLWEUHDNHUSDQHO
,IWKHGRRULVRSHQHGWKHILUHPD\VSUHDG
6HHGRRUVXUIDFHFOHDQLQJLQVWUXFWLRQVLQWKH&DUHDQG
FOHDQLQJRIWKHPLFURZDYHRYHQVHFWLRQRIWKLVPDQXDO
*(GRHVQRWVXSSRUWDQ\VHUYLFLQJRIWKLVPLFURZDYH
RYHQH[FHSWDVGHVFULEHGE\WKH&RQVXPHU6XSSRUW
VHFWLRQVRIWKLVPDQXDO'RQRWDWWHPSWWRVHUYLFHWKH
PLFURZDYHRYHQ\RXUVHOI,IVHUYLFHLVGHVLUHGWKHWKLV
DSSOLDQFHVKRXOGEHVHUYLFHGRQO\E\TXDOLILHGVHUYLFH
SHUVRQQHO&RQWDFWWKHQHDUHVWDXWKRUL]HGVHUYLFHIDFLOLW\
IRUH[DPLQDWLRQUHSDLURUDGMXVWPHQW
7KLVDSSOLDQFHPXVWRQO\EHVHUYLFHGE\TXDOLILHGVHUYLFH
SHUVRQQHO&RQWDFWWKHQHDUHVWDXWKRUL]HGVHUYLFHIDFLOLW\
IRUH[DPLQDWLRQUHSDLURUDGMXVWPHQW
$VZLWKDQ\DSSOLDQFHFORVHVXSHUYLVLRQLVQHFHVVDU\
ZKHQXVHGE\FKLOGUHQ
:$51,1*
)RU\RXUVDIHW\WKHLQIRUPDWLRQLQWKLVPDQXDOPXVWEHIROORZHGWRPLQLPL]HWKHULVNRIILUHRUH[SORVLRQHOHFWULFVKRFN
RUWRSUHYHQWSURSHUW\GDPDJHSHUVRQDOLQMXU\RUORVVRIOLIH
35(&$87,21672$92,'3266,%/((;32685(
72(;&(66,9(0,&52:$9((1(5*<
D
'R1RW$WWHPSW
WRRSHUDWHWKLVRYHQZLWKWKHGRRU
RSHQVLQFHRSHQGRRURSHUDWLRQFDQUHVXOWLQKDUPIXO
H[SRVXUHWRPLFURZDYHHQHUJ\,WLVLPSRUWDQWQRWWR
GHIHDWRUWDPSHUZLWKWKHVDIHW\LQWHUORFNV
E
'R1RW3ODFH
DQ\REMHFWEHWZHHQWKHRYHQIURQW
IDFHDQGWKHGRRURUDOORZVRLORUFOHDQHUUHVLGXHWR
DFFXPXODWHRQVHDOLQJVXUIDFHV
F
'R1RW2SHUDWH
WKHRYHQLILWLVGDPDJHG,WLV
SDUWLFXODUO\LPSRUWDQWWKDWWKHRYHQGRRUFORVHSURSHUO\
DQGWKDWWKHUHLVQRGDPDJHWRWKH
GRRUEHQW
KLQJHVDQGODWFKHVEURNHQRUORRVHQHG
GRRUVHDOVDQGVHDOLQJVXUIDFHV
G
7KH2YHQ6KRXOG1RW
EHDGMXVWHGRUUHSDLUHGE\
DQ\RQHH[FHSWSURSHUO\TXDOLILHGVHUYLFHSHUVRQQHO
6$9(7+(6(,16758&7,216