3ROLUXRNOLV/95+95%
155
n
$WNUHLSNLWHGÇPHVºººUDQNLÖLUSULHGÖ
PDWPHQLV9LGLQÇNLDXU\PÇWXULEH
NOLEÇMLPRDUºWHPSLPRXÜHLWLDQWºUDQNLR
WYLUWLQLPRSDYLUÍLDXV1HQDXGRNLWHMRNLÖ
DGDSWHULÖDUWDUSLQLÖGHWDOLÖ
n
¨OLIDYLPRºUDQNLXVVDQGÇOLXRNLWHLU
QDXGRNLWHSDJDOJDPLQWRMÖQXURG\PXV
n
3ULHÍGLUEGDPLSDVLWLNULQNLWHDUºUDQNLV
VXPRQWXRWDVDUEDSULWYLUWLQWDVSDJDO
JDPLQWRMRQXURG\PXV
n
UDQNºEDQG\PXLºMXQNLWHÃLDL
VHNXQGÜLÖWXÍÃL¹MDYHLND
%DQG\P¹WXRMSDWQXWUDXNLWHMHLºUDQNLV
ODEDLYLEUXRMDDUEDSDVWHEÇWLNLWL
QHVNODQGXPDL3DWLNULQNLWHºUDQNºLU
QXVWDW\NLWHSULHÜDVWº
n
5DQNDVODLN\NLWHDWRNLDXQXR
EHVLVXNDQÃLÖSULHGÖLUºUDQNLÖ
n
1HDSNUDXNLWHSROLUXRNOLRWLHNNDGMLV
VXVWRWÖ
n
3ULHÍSDGÇGDPLSROLUXRNOºMºLÍMXQNLWHLU
OHLVNLWHVXVWRWL
n
6DXJRNLWÇVNDGNLELUNÍÃLÖSOXRÍWDV
QHEÙWÖQXNUHLSWDVºGHJLDVPHGÜLDJDV
DUSDÍDOLQLXVDVPHQLV7HLVLQJDL
XÜGÇNLWHDSVDXJLQºJDXEW¹
n
1LHNXRPHWQHSMDXNLWHLUQHÍOLIXRNLWH
PHGÜLDJÖNXULDVDSGRURMDQWLÍVLVNLULD
VYHLNDWDLNHQNVPLQJRVPHGÜLDJRV
SY]DVEHVWDV
n
-HLSROLUXRNOLXGLUEDWHODXNHDUED
GLUEDQWVXVLGDURGDXJPHWDORGXONLÖ
SROLUXRNOºMXQNLWHSHUDSVDXJLQº
QXRWÇNLRVURYÇV),MXQJLNOºVXYHLNLPR
VURYÇQHGLGHVQÇQHJXP$
n
1DXGRNLWHWLNQDXGRMLPXLODXNHVNLUWXV
SDLOJLQLPRNDEHOLXV
n
3ROLUXRNOºÜHQNOLQNLWHWLNOLSGXNDLV
1HOHLVWLQDNRUSXVHJUÁÜWLNLDXU\PLÖ
6XJDGLQLPRSDYRMXV
n
7LQNORºWDPSDWXULDWLWLNWLºWDPS¹
QXURG\W¹ºUDQNLRVN\GHO\MH
n
9HOHQRILNVDWRULÖSDVSDXVNLWHWLN
WDGDNDLºUDQNLVQHVLVXND
1XURG\PDLGLUEDQW
VX ÍOLIXRNOLX
3DYRMXV
3ULHÍEHWNRNLXVSROLUXRNOLRWHFKQLQLR
DSWDUQDYLPRGDUEXVLÍWUDXNLWHLÍHOHNWURV
WLQNOROL]GRSROLUXRNOLRNLÍWXN¹
3ULHÍSLUP¹QDXGRMLP¹
3ROLUXRNOºLÍSDNXRNLWHSDWLNULQNLWH
NRPSOHNW¹LUDUºUDQNLVQHSDÜHLVWDV
WUDQVSRUWXRMDQW
/HQNWRVUDQNHQRVPRQWDYLPDV
/95%
VWXPNLWHOHQNW¹UDQNHQ¹YLUÍ
SDYDURVJDOYXWÇV
/HQNWDUDQNHQDSULWYLUWLQDPD
NRPSOHNWHHVDQÃLDLVVUDLJWDLV
QDXGRMDQWUDNW¹
LK602VV.book Seite 155 Mittwoch, 23. Februar 2005 1:57 13