9
AVS
Response
Codes
The Address
Verification System
(AVS) is a feature that
adds fraud protection
on card-not-present
transactions. The
postal code is
compared against
the information
on file with the
card-issuing bank.
Use this chart to
interpret domestic
AVS Response Codes
by card type.
Code Description
VISA MC Amex Disc.
X
Match - Address and
6-digit postal code
Y
Match - Address and
postal code (for Discover,
address only matches)
A
Partial - Address matches,
postal code does not (for
Discover, both address
and postal match)
W
Partial - 6-digit postal
code matches, address
does not (for Discover,
no data from issuer)
Z
Partial - Postal code
matches, address does not
N
No match - Neither
address nor postal
code match
U
Unavailable - AVS system
unavailable or issuer
does not support AVS
R
Retry - Issuer’s system
unavailable or timed out
S
Not supported - AVS
not supported by
issuer at this time
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