UnionPay Cards – effective February 2013
UnionPay is a card scheme that originated in mainland China and also operates
throughout parts of Asia. UnionPay issues both debit and credit cards which can
be accepted at selected merchants across Australia.
Processing UnionPay transactions
All UnionPay cards must be swiped through the terminal card reader to initiate the
transaction.
Verification method
Debit card PIN & signature are mandatory
Credit card PIN & signature OR signature only
Authorisation
All UnionPay transactions are authorised online by UnionPay.
Fallback & manual transactions
There are no floor limits (ie. zero floor limit) as UnionPay does not permit fallback
or manual transactions.
Functionality
The functionality that is available on EFTPOS terminals for UnionPay transactions are:
– Purchase
– Refund
– Pre-Authorisation
– Pre-Authorisation Completion
– Pre-Authorisation Cancellation
– Pre-Authorisation Completion Cancellation
Cash-out, Tipping and Void functions are not available with UnionPay cards.