3DJH
2SHUDWLQJPRGHV
&RROLQJPRGH
:KHQWKHDSSOLDQFHLVRQWKHGHIDXOWVHWWLQJLVFRROLQJPRGHZLWKÛ&DQGDORZIDQVSHHG
3UHVV³02'(´WRVHOHFWFRROLQJPRGHWKHFRROLQJPRGHLQGLFWRUVZLWFKHVRQ
3UHVV³83´RU³'2:1´WRDGMXVWWKHWHPSHUDWXUHIURPÛ&WRÛ&
3UHVV³63(('´WRVHOHFWKLJKRUORZIDQVSHHG
+HDWLQJPRGH2SWLRQDO
3UHVV³02'(´WRVHOHFWKHDWLQJPRGHWKHKHDWLQJPRGHLQGLFDWRUVZLWFKHVRQ
3UHVV³83´RU³'2:1´WRDGMXVWWKHWHPSHUDWXUHIURPÛ&WRÛ&
3UHVV³63(('´WRVHOHFWKLJKRUORZIDQVSHHG
1RWH
7R SUHYHQW KDYLQJ WR HPSW\ WKH ZDWHUWDQN XQGHU KHDWLQJ PRGH FRQQHFW D ZDWHU
GUDLQDJHSLSHWRDOORZWKHZDWHUWRFRQWLQXRXVO\GUDLQ
)DQPRGH
3UHVV³02'(´WRVHOHFWIDQPRGHIDQPRGHLQGLFDWRUVZLWFKHVRQ
3UHVV³63(('´WRVHOHFWKLJKVSHHGRUORZVSHHG
7HPSHUDWXUHDQGVOHHSIXQFWLRQFDQQRWEHVHWLQWKLVPRGH
7LPHUPRGH
8QGHUVWDQGE\PRGHSUHVV³7,0(5´WRVHWXSWKHSRZHURQWLPH7LPHULQGLFDWRUVZLWFKHVRQ
8QGHUSRZHURQPRGHSUHVV³7,0(5´WRVHWXSSRZHURIIWLPHU7LPHULQGLFDWRUVZLWFKHVRQ
'HKXPLGLI\LQJPRGH
3UHVV³02'(´WRVHOHFWGHKXPLGLI\LQJPRGHWKHGHKXPLGLI\LQJPRGHLQGLFDWRUVZLWFKHVRQ
8QGHUGHKXPLGLI\LQJPRGHVOHHSIXQFWLRQFDQQRWEHVHWDQGIDQVSHHGLVORZ
6OHHSPRGH
3UHVV³6/((3´WRHQWHULQWRVOHHSPRGHWKHGHIDXOWYDOXHRIWKHIDQVSHHGLVORZ
:KHQ VOHHS PRGH LV VZLWFKHG RQ XQGHU FRROLQJ PRGH DIWHU KRXU KDV HODSVHG WKH VHW
WHPSHUDWXUHZLOOJRXSE\Û&$IWHUWKHQH[WKRXUKDVHODSVHGWKHVHWWHPSHUDWXUHZLOOJRXS
E\ DQRWKHU Û& DQG WKHQ UHPDLQ DW WKLV WHPSHUDWXUH XQGHU KHDWLQJ PRGH DIWHU KRXU KDV
HODSVHG WKH VHW WHPSHUDWXUH ZLOO JR GRZQ E\ Û& $IWHU WKH QH[W KRXU KDV HODSVHG WKH VHW
WHPSHUDWXUHZLOOJRGRZQE\DQRWKHUÛ&DQGWKHQUHPDLQDWWKLVWHPSHUDWXUH
6OHHS PRGH GRHV QRW RSHUDWH XQGHU WKH GHKXPLGLI\LQJ PRGH DQG WKH IDQ PRGH :KHQ WKH
ZDWHULVIXOORUWKHPDFKLQHLVRQVWDQGE\RUZKHQXQGHUPRGHFRQYHUVLRQVOHHSPRGHZLOOEH
QRQIXQFWLRQDO
&RPSUHVVRUSURWHFWLRQ
7KUHHPLQXWHVDIWHUSRZHURQUHVWDUWWKHFRPSUHVVRUZLOOVWDUWWRUXQ
