U
SER
’
S
G
UIDE
— 1
The
Q
UALIFIER
P
LUS
III
X
was custom-designed for mortgage lenders and
residential real estate professionals. With the push of a few buttons,
it will pre-qualify prospective buyers instantly and solve hundreds of
mortgage loan problems with ease! It’s the most
complete and easy-
to-use real estate finance calculator on the market!
Features:
•
Easy and Complete Buyer Qualifying
•
Find Qualifying Loan Amount, Income Required and
Maximum Allowable Debt
•
Use 2 Qualifying Ratios at Once to Compare Different Loans
(e.g., conventional vs. FHA/VA loans)
•
Find the Restricted and Unrestricted Qualifying Loan Amount
•
Instant P&I, PITI and Total Payment
•
Interest-Only Payment
•
Expanded Tax and Insurance Capabilities
•
Built-in Sales Price and Down Payment
•
Works in Annual Term and Interest
•
Flexible, “what if” Loan or TVM Calculations —
Finds Loan
Amount, Term, Interest or Payment
•
Future Value and Appreciation
•
Complete Amortization
•
Remaining Balances/Balloon Payments
•
Adjustable Rate Mortgages (ARMs)
•
APR and Total Finance Charges
•
Bi-Weekly Loans
•
Trust Deeds (investments)
•
Date Math
•
Also Works as a Standard Math Calculator
New!
•
1st and 2nd Trust Deeds (80:10:10/80:15:5),
or Combo Loans
•
APR, including Mortgage Insurance
•
Income Tax Savings, Mortgage Interest Deduction
•
Interest-Only Payments
•
Loan-to-Value (LTV)
•
Odd-Days Interest (ODI) and Month Offset
•
Rent vs. Buy
Introducing the Q
UALIFIER
P
LUS
®
III
X
Mortgage Loan Calculator
