6DIHW\3UHFDXWLRQV
&$87,21
:KHQXVLQJWKH/&''LVSOD\
'RQRWEULQJ\RXUKDQGVIDFHRUREMHFWVFORVHWRWKHYHQWLODWLRQKROHVRIWKH'LVSOD\
+HDWHGDLUFRPHVRXWIURPWKHYHQWLODWLRQKROHVDWWKHWRSRI'LVSOD\ZLOOEHKRW'RQRWEULQJ\RXUKDQGVRUIDFHRU
REMHFWVZKLFKFDQQRWZLWKVWDQGKHDWFORVHWRWKLVSRUWRWKHUZLVHEXUQVRUGHIRUPDWLRQFRXOGUHVXOW
%HVXUHWRGLVFRQQHFWDOOFDEOHVEHIRUHPRYLQJWKH'LVSOD\
,IWKH'LVSOD\LVPRYHGZKLOHVRPHRIWKHFDEOHVDUHVWLOOFRQQHFWHGWKHFDEOHVPD\EHFRPHGDPDJHGDQG¿UHRUHOHFWULF
VKRFNFRXOGUHVXOW
'LVFRQQHFWWKHSRZHUVXSSO\SOXJIURPWKHZDOOVRFNHWDVDVDIHW\SUHFDXWLRQEHIRUHFDUU\LQJRXWDQ\
FOHDQLQJ
(OHFWULFVKRFNVFDQUHVXOWLIWKLVLVQRWGRQH
&OHDQWKHSRZHUFDEOHUHJXODUO\WRSUHYHQWLWEHFRPLQJGXVW\
,IGXVWEXLOWXSRQWKHSRZHUFRUGSOXJWKHUHVXOWDQWKXPLGLW\FDQGDPDJHWKHLQVXODWLRQZKLFKFRXOGUHVXOWLQ¿UH
3XOOWKHSRZHUFRUGSOXJRXWIURPWKHZDOORXWOHWDQGZLSHWKHPDLQVOHDGZLWKDGU\FORWK
'RQRWEXUQRUEUHDNXSEDWWHULHV
%DWWHULHVPXVWQRWEHH[SRVHGWRH[FHVVLYHKHDWVXFKDVVXQVKLQH¿UHRUWKHOLNH
&OHDQLQJDQGPDLQWHQDQFH
7KHIURQWRIWKHGLVSOD\SDQHOKDVEHHQVSHFLDOO\WUHDWHG:LSHWKHSDQHOVXUIDFHJHQWO\XVLQJRQO\D
FOHDQLQJFORWKRUDVRIWOLQWIUHHFORWK
,IWKHVXUIDFHLVSDUWLFXODUO\GLUW\ZLSHZLWKDVRIWOLQWIUHHFORWKZKLFKKDVEHHQVRDNHGLQSXUHZDWHURUZDWHULQZKLFK
QHXWUDOGHWHUJHQWKDVEHHQGLOXWHGWLPHVDQGWKHQZLSHLWHYHQO\ZLWKDGU\FORWKRIWKHVDPHW\SHXQWLOWKHVXUIDFHLV
GU\
'RQRWVFUDWFKRUKLWWKHVXUIDFHRIWKHSDQHOZLWK¿QJHUQDLOVRURWKHUKDUGREMHFWVRWKHUZLVHWKHVXUIDFHPD\EHFRPH
GDPDJHG)XUWKHUPRUHDYRLGFRQWDFWZLWKYRODWLOHVXEVWDQFHVVXFKDVLQVHFWVSUD\VVROYHQWVDQGWKLQQHURWKHUZLVHWKH
TXDOLW\RIWKHVXUIDFHPD\EHDGYHUVHO\DIIHFWHG
,IWKHFDELQHWEHFRPHVGLUW\ZLSHLWZLWKDVRIWGU\FORWK
,IWKHFDELQHWLVSDUWLFXODUO\GLUW\VRDNWKHFORWKLQZDWHUWRZKLFKDVPDOODPRXQWRIQHXWUDOGHWHUJHQWKDVEHHQDGGHG
DQGWKHQZULQJWKHFORWKGU\8VHWKLVFORWKWRZLSHWKHFDELQHWDQGWKHQZLSHLWGU\ZLWKDGU\FORWK
'RQRWDOORZDQ\GHWHUJHQWWRFRPHLQWRGLUHFWFRQWDFWZLWKWKHVXUIDFHRIWKH'LVSOD\,IZDWHUGURSOHWVJHWLQVLGHWKHXQLW
RSHUDWLQJSUREOHPVPD\UHVXOW
$YRLGFRQWDFWZLWKYRODWLOHVXEVWDQFHVVXFKDVLQVHFWVSUD\VVROYHQWVDQGWKLQQHURWKHUZLVHWKHTXDOLW\RIWKHFDELQHW
VXUIDFHPD\EHDGYHUVHO\DIIHFWHGRUWKHFRDWLQJPD\SHHORII)XUWKHUPRUHGRQRWOHDYHLWIRUORQJSHULRGVLQFRQWDFW
ZLWKDUWLFOHVPDGHIURPUXEEHURU39&
8VDJHRIDFKHPLFDOFORWK
'RQRWXVHDFKHPLFDOFORWKIRUWKHSDQHOVXUIDFH
)ROORZWKHLQVWUXFWLRQVIRUWKHFKHPLFDOFORWKWRXVHLWIRUWKHFDELQHW
