3UHVVNH\V
$QVZHULQJPDFKLQH
*LJDVHW&RPIRUW*%5$*%
DQUXIEBFRPIRUWIP
$GHIDXOWDQQRXQFHPHQWWKDWFDQQRWEHGHOHWHGLVVHWDWWKHIDFWRU\
7KHUHLVQRERG\DYDLODEOHWRWDNH\RXUFDOOULJKWQRZ3OHDVHOHDYHD
PHVVDJHDIWHUWKHWRQH
7KLVDQQRXQFHPHQWLVXVHGXQWLO\RXUHFRUG\RXURZQDQQRXQFHPHQW
RULI\RXGHOHWHG\RXUSHUVRQDODQQRXQFHPHQW
<RXFDQVHOHFWRQHRIWKHIROORZLQJDQQRXQFHPHQWV
●
$QQRXQFHPHQW
ZLWKPHVVDJHUHFRUGLQJDQGFRQFOXGLQJDQ
QRXQFHPHQW
●
$QQRXQFHPHQW
ZLWKPHVVDJHUHFRUGLQJDQGFRQFOXGLQJDQ
QRXQFHPHQW
●
$GYLVRU\DQQRXQFHPHQW
ZLWKRXWUHFRUGLQJ
7KHDGYLVRU\DQQRXQFHPHQWLVDOVRUHTXLUHGIRUWKH','IXQFWLRQ
VHHSDJH
f
6HOHFWWKHUHTXLUHGDQQRXQFHPHQW
6FUROOEDFNWRWKHSUHYLRXVDQQRXQFHPHQW
6FUROOIRUZDUGWRWKHQH[WDQQRXQFHPHQW
c
7KHVHOHFWHGDQQRXQFHPHQWLVDFWLYH
7KHDQQRXQFHPHQWVHWLVQRWORVWHYHQLIWKHDQVZHULQJPDFKLQHLV
GHDFWLYDWHG
5HFRUGLQJDQQRXQFHPHQWV
<RXPXVWILUVWVHWWKHGHVLUHGDQQRXQFHPHQWW\SHEHIRUH\RXUHFRUG
DQDQQRXQFHPHQWVHHDERYH<RXFDQUHFRUGDQQRXQFHPHQWVZLWK
RUZLWKRXWFRQFOXGLQJDQQRXQFHPHQWV
5HFRUGLQJDQQRXQFHPHQWVZLWKRXWFRQFOXGLQJDQQRXQFHPHQWV
f
,QLWLDWHUHFRUGLQJ
d
7KHDQVZHULQJPDFKLQHDXWRPDWLFDOO\FDOOVDOOUHJLVWHUHGKDQGVHWV
5HFRUGLQJLVVWDUWHGIURPWKHKDQGVHWWKDWDQVZHUHGWKHFDOO
D
3UHVVWKHWDONNH\DWWKHKDQGVHW
<RXFDQQRZKHDUWKHUHDG\WRQH7KHDQVZHULQJPDFKLQHNH\RQWKH
DQVZHULQJPDFKLQHVWDUWVWRIODVK
6SHDN\RXUDQQRXQFHPHQWRUDGYLVRU\WH[WFOHDUO\LQWRWKHPDFKLQH
([DPSOHRID
W\SLFDODQQRXQFHPHQW
7KLVLVWKHDQVZHULQJPDFKLQHIRU0U0RRUH,FDQQRWWDNH\RXUFDOO
ULJKWQRZ3OHDVHOHDYHDPHVVDJHDIWHUWKHWRQH
([DPSOHRID
W\SLFDODGYLVRU\DQQRXQFHPHQW
2XURIILFHVDUH
FORVHG3OHDVHULQJEDFNGXULQJEXVLQHVVKRXUVEHWZHHQDPDQG
SPRQZHHNGD\V
®
:KHQ\RXVHOHFW
DGYLVRU\DQQRXQFHPHQW
ZLWKRXWUHFRUGLQJ
WKHDQVZHULQJPDFKLQHFDQQRWEHDFWLYDWHGRUDXWRPDWLFDOO\
GHDFWLYDWHVDOWKRXJKQRDGYLVRU\LVUHFRUGHG
3UHVVNH\V
$QVZHULQJPDFKLQH
*LJDVHW&RPIRUW*%5$*%
DQUXIEBFRPIRUWIP
)RULQIRUPDWLRQRQZKLFKDGYLVRU\DQQRXQFHPHQW\RXFDQUHFRUGIRU
GLUHFWLQZDUGGLDOOLQJUHIHUWRSDJH
5HFRUGLQJLVDXWRPDWLFDOO\WHUPLQDWHG
●
LI\RXH[FHHGWKHPD[LPXPUHFRUGLQJWLPHRIV
●
LI\RXSDXVHIRUPRUHWKDQVHFRQGVZKHQUHFRUGLQJ\RXUDQ
QRXQFHPHQW
3UHVVWKHHQGFDOONH\DWWKHKDQGVHW
7KHWH[WUHFRUGHGLVSOD\HGEDFN
5HFRUGLQJDQDQQRXQFHPHQWZLWKDFRQFOXGLQJDQQRXQFHPHQW
f
3UHVVNH\DWWKHEDVHVWDWLRQWRLQLWLDWHUHFRUGLQJ
d
3UHVVNH\DWWKHEDVHVWDWLRQ7KHDQVZHULQJPDFKLQHDXWRPDWLFDOO\
FDOOVDOOUHJLVWHUHGKDQGVHWV5HFRUGLQJLVVWDUWHGDWWKHKDQGVHWWKDW
SLFNVXSWKHFDOO
D
3UHVVWKHWDONNH\DWWKHKDQGVHWDQGVSHDN\RXUDQQRXQFHPHQW
c
3UHVVNH\DWWKHEDVHVWDWLRQ<RXDUHSURPSWHGWRUHFRUGDFRQFOXGLQJ
DQQRXQFHPHQW
([DPSOHRID
W\SLFDOFRQFOXGLQJDQQRXQFHPHQW
<RXKDYHH[FHHGHGWKHPD[LPXPUHFRUGLQJWLPHIRU\RXUPHVVDJH
7KDQN\RXIRUFDOOLQJ
c
3UHVVNH\DWWKHEDVHVWDWLRQWRWHUPLQDWHUHFRUGLQJ
7KHWH[WUHFRUGHGLVSOD\HGEDFN
/LVWHQLQJWRDQQRXQFHPHQWV
f
3UHVVNH\DWWKHEDVHVWDWLRQWRLQLWLDWHSOD\EDFN
3UHVVNH\DWWKHEDVHVWDWLRQWRSOD\EDFNWKHFXUUHQWDQQRXQFHPHQW
VHW
®
<RXFDQUDLVHRUORZHUWKHSOD\EDFNYROXPHRIWKHEDVHVWDWLRQ
ORXGVSHDNHUZLWKWKH
DQG
NH\V7KHPRGLILHGYROXPH
VHWWLQJLVVDYHG
