
*(1(5$/:$51,1*6
6$)(7<,16758&7,216
'(&/$5$7,212)&203/,$1&(
7KDQN\RXIRUFKRRVLQJRQHRI RXUSURGXFWV7RJHWWKHPRVWRXWRI \RXURYHQZH
UHFRPPHQGWKDW\RX
5HDGWKHQRWHVLQWKLVPDQXDO
FDUHIXOO\,WFRQWDLQVLPSRUWDQW
LQVWUXFWLRQVRQKRZWRLQVWDOOXVHDQG
VHUYLFHWKLVRYHQVDIHO\
.HHSWKLVERRNOHWLQDVDIHSODFHIRU
HDV\IXWXUHUHIHUHQFH:KHQWKHRYHQ
LVILUVWVZLWFKHGRQLWPD\JLYHRXW
DFULGVPHOOLQJIXPHV7KLVLVEHFDXVH
WKHERQGLQJDJHQWIRULQVXODWLQJ
SDQHOVDURXQGWKHRYHQKDVEHHQ
KHDWHGXSIRUWKHILUVWWLPH
7KLVLVFRPSOHWHO\QRUPDOLI LWGRHV
RFFXU\RXPHUHO\KDYHWRZDLWIRUWKH
IXPHVWRFOHDUEHIRUHSXWWLQJWKHIRRG
LQWRWKHRYHQ
'RQRWDOORZFKLOGUHQWRJRQHDUWKH
RYHQZKHQLWLVKRWHVSHFLDOO\ZKHQ
WKHJULOOLVRQ
(QVXUHWKDWWKHDSSOLDQFHLVVZLWFKHG
RII EHIRUHUHSODFLQJWKHODPSWRDYRLG
$FFHVVLEOHSDUWVPD\EHFRPHKRW
GXULQJXVH<RXQJFKLOGUHQVKRXOGEH
6WHDPFOHDQHULVQRWWREHXVHG
'RQRWXVHKDUVKDEUDVLYHFOHDQHUVRU
VKDUSPHWDOVFUDSHUVWRFOHDQWKHRYHQ
GRRUJODVVVLQFHWKH\FDQVFUDWFKWKH
VXUIDFHZKLFKPD\UHVXOWLQVKDWWHULQJ
RI WKHJODVV
'XULQJXVHWKHDSSOLDQFHEHFRPHV
KRW&DUHVKRXOGEHWDNHQWRDYRLG
WRXFKLQJKHDWLQJHOHPHQWVLQVLGHWKH
RYHQ
7KLVDSSOLDQFHLVQRWLQWHQGHGIRUXVH
E\SHUVRQVLQFOXGLQJFKLOGUHQZLWK
UHGXFHGSK\VLFDOVHQVRU\RUPHQWDO
NQRZOHGJHXQOHVVWKH\KDYHEHHQ
JLYHQVXSHUYLVLRQRULQVWUXFWLRQFRQ
FHUQLQJXVHRI WKHDSSOLDQFHE\D
SHUVRQUHVSRQVLEOHIRUWKHLUVDIHW\
&KLOGUHQVKRXOGEHVXSHUYLVHGWR
HQVXUHWKDWWKH\GRQRWSOD\ZLWKWKH
DSSOLDQFH
7KHPHDQVIRUGLVFRQQHFWLRQPXVWEH
LQFRUSRUDWHGLQWKHIL[HGZLULQJLQ
DFFRUGDQFHZLWKWKHZLULQJUXOHV
&RQGXFWRUVRI VXSSO\FRUGVVKDOOKDYH
DQRPLQDOFURVVVHFWLRQDODUHDQRWOHVV
:KHQ\RXKDYHXQSDFNHGWKHRYHQPDNHVXUHWKDWLWKDVQRWEHHQ
GDPDJHGLQDQ\ZD\,I \RXKDYHDQ\GRXEWVDWDOOGRQRWXVHLW
FRQWDFWDSURIHVVLRQDOO\TXDOLILHGSHUVRQ.HHSSDFNLQJPDWHULDOVVXFK
DVSODVWLFEDJVSRO\VW\UHQHRUQDLOVRXWRI WKHUHDFKRI FKLOGUHQ
EHFDXVHWKH\DUHGDQJHURXVIRUFKLOGUHQ
FDSDELOLWLHVRUODFNRI H[SHULHQFHDQG
WKHSRVVLELOLW\RI HOHFWULFVKRFN
NHSWDZD\
PP
WKDQ
X