s
RRG
*($SSOLDQFHVFRP
0RGHOV-9-9-9-9
6DIHW\,QVWUXFWLRQV
)URQW&RYHU
2SHUDWLQJ,QVWUXFWLRQV
$XHDW6HQVRU
&RQWUROV
&OHDQLQJ
)LOWHU
/LJKW%XOE5HSODFHPHQW
,QVWDOODWLRQ
²
'DPSHU'XFW&RQQHFWRU
(OHFWULFDO:LULQJ
)LOWHU3DQHO
0RXQWLQJ%UDFNHWV
&RQVXPHU6XSSRUW
%DFN&RYHU
,PSRUWDQW3KRQH1XPEHUV%DFN&RYHU
:DUUDQW\
6$)(7<35(&$87,216
,03257$176$)(7<,1)250$7,21
5($'$//,16758&7,216%()25(86,1*
:$51,1*²
725('8&(7+(
5,6.2)),5((/(&75,&6+2&.25,1-85<72
3(562162%6(59(7+()2//2:,1*
$
8VHWKLVXQLWRQO\LQWKHPDQQHULQWHQGHG
E\WKHPDQXIDFWXUHU,I\RXKDYHTXHVWLRQV
FRQWDFWWKHPDQXIDFWXUHU
%
%HIRUHVHUYLFLQJRUFOHDQLQJXQLWVZLWFK
SRZHURIIDWVHUYLFHSDQHODQGORFNWKHVHUYLFH
GLVFRQQHFWLQJPHDQVWRSUHYHQWSRZHUIURP
EHLQJVZLWFKHGRQDFFLGHQWDOO\:KHQWKH
VHUYLFHGLVFRQQHFWLQJPHDQVFDQQRWEHORFNHG
VHFXUHO\IDVWHQDSURPLQHQWZDUQLQJGHYLFH
VXFKDVDWDJWRWKHVHUYLFHSDQHO
&
'RQRWXVHWKLVXQLWZLWKDQ\VROLGVWDWHVSHHG
FRQWUROGHYLFH
'
7KLVXQLWPXVWEHJURXQGHG
:$51,1*²
7RUHGXFHWKHULVNRID
UDQJHWRSJUHDVHILUH
$
1HYHUOHDYHVXUIDFHXQLWVXQDWWHQGHGDWKLJK
VHWWLQJV%RLORYHUVFDXVHVPRNLQJDQGJUHDV\
VSLOORYHUVWKDWPD\HDWRLOVVORZO\RQ
ORZRUPHGLXPVHWWLQJV
%
$OZD\VWXUQKRRG
21
ZKHQFRRNLQJRQKLJK
KHDWRUZKHQIODPEHLQJIRRGLH&UHSHV
6X]HWWH&KHUULHV-XELOHH3HSSHUFRUQ%HHI
)ODPEp
&
&OHDQYHQWLODWLQJIDQVIUHTXHQWO\*UHDVHVKRXOG
QRWEHDOORZHGWRDFFXPXODWHRQIDQRUILOWHU
'
8VHSURSHUSDQVL]H$OZD\VXVHFRRNZDUH
DSSURSULDWHIRUWKHVL]HRIWKHVXUIDFHHOHPHQW
FRQWLQXHGQH[WSDJH
8VHDQG&DUH ,QVWDOODWLRQ*XLGH
*(
