
$VVHPEO\,QVWUXFWLRQV
35(23(5$7,1*&+(&./,67
%HIRUHRSHUDWLQJWKHPRZHUIRUWKHILUVWWLPHDQGDV
DURXWLQHEHIRUHGDLO\RSHUDWLRQVLWLVLPSRUWDQWWR
PDNH VXUH WKH PRZHU LV SURSHUO\ SUHSDUHG DQG
UHDG\IRURSHUDWLRQ7KHIROORZLQJLVDOLVWRILWHPVWR
EHFKHFNHG)RUDPRZHUZLWKIUHTXHQWRSHUDWLRQ
VRPHRIWKHVHLWHPVZLOOQRWQHHGWREHFKHFNHGHY
HU\GD\EXWWKHRSHUDWRUVKRXOGEHDZDUHRIWKHFRQ
GLWLRQRIHDFK
)RUSURSHUIXHODQGOXEULFDQWVUHIHUWR
6SHFLILFDWLRQV
),//)8(/7$1.
5DLVHWKHPRZHUERG\DQGORFDWHWKHIXHOWDQNRQWRS
RIWKHHQJLQHEHWZHHQWKHPXIIOHUDQGWKHDLUFOHDQHU
DVVHPEO\
8VHFOHDQIUHVKDXWRPRWLYHJUDGH
XQOHDGHG
JDV
ROLQHRFWDQHUDWLQJPLQLPXP
,03257$17 '2127
SHUPLWGLUWRURWKHUIRUHLJQ
PDWWHUWRHQWHUWKHIXHOWDQN:LSHGLUWIURPDURXQG
WKHILOOHUFDSEHIRUHUHPRYLQJ8VHDFOHDQIXHOVWRU
DJHFRQWDLQHUDQGIXQQHO
,03257$17 '2 127 PL[ RLO ZLWK JDVROLQH
$OZD\VXVHIUHVKDXWRPRWLYHJUDGHXQOHDGHGJDV
ROLQH
'2 127
XVH SUHPLXP ZKLWH RU KLJKWHVW
JDVROLQH
'2127
XVHDGGLWLYHVVXFKDVFDUEXUHWRU
FOHDQHUVGHLFHUVRUPRLVWXUHUHPRYLQJDJHQWV
'2
127
XVHJDVROLQHEOHQGHGZLWKPHWK\ODOFRKRO
&+(&.(1*,1(&5$1.&$6(2,//(9(/
&KHFNWKHHQJLQHFUDQNFDVHRLOOHYHOEHIRUHXVHDQG
DIWHUHDFKKRXUV
RIFRQWLQXRXVRSHUDWLRQ5HIHU
WR
/8%5,&$7,21
IRU
&KHFNLQJ(QJLQH&UDQNFDVH
2LO/HYHO
LQ
0DLQWHQDQFH,QVWUXFWLRQV
&+(&.$1'6(59,&((1*,1($,5&/($1
(56<67(0
•
5HPRYHWKHDLUFOHDQHUFRYHU&KHFNDQGFOHDQ
WKH9DFXDWRUYDOYH
•
&KHFN FRQGLWLRQ FOHDQOLQHVV DQG VHFXULW\ RI
WKHDLUILOWHUHOHPHQWFOHDQDLUILOWHU
HYHU\
KRXUV
)RUGHWDLOHGSURFHGXUHVUHIHUWR
&/($1
,1*
WKH
(QJLQH$LU&OHDQHU6\VWHP
LQ
0DLQWH
QDQFH,QVWUXFWLRQV
$'-867&$5%85(725,QLWLDOVWDUWXSRQO\
5HIHUWR
$'-8670(176
RI
&DUEXUHWRU
LQ
0DLQWH
QDQFH,QVWUXFWLRQV
&+(&.(1*,1(&22/,1*6<67(0
&KHFNWKDWWKHHQJLQHFRROLQJDLULQWDNHVFUHHQLV
IUHHRIREVWUXFWLRQE\JUDVVFOLSSLQJVRUGHEULVDQG
FOHDQLIUHTXLUHG $OVR F\OLQGHU KHDG FRROLQJ ILQV
VKRXOGEHLQVSHFWHGDQGFOHDQHGLIDQ\EXLOGXSRI
GHEULV LV QRWHG UHPRYH F\OLQGHU KHDG VKURXG WR
FOHDQ
&KHFNSHUIRUPDQFHRIWKHFRROLQJV\VWHPE\VWDUW
LQJWKHHQJLQHKROGLQJDKDQGDGMDFHQWWRWKHF\OLQ
GHUKHDGDQGIHHOLQJWKHFRROLQJDLUIORZ
'$1*(5
+DQGOHJDVROLQHZLWKFDUH*DVROLQHLVKLJK
O\IODPPDEOHDQGLWVYDSRUVDUHH[SORVLYH
8VHVDIHUHIXHOLQJSURFHGXUHV
•
'2127ILOOIXHOWDQNZLWKWKHHQJLQHUXQ
QLQJ
•
,IWKHHQJLQHLVKRWDOORZWRFRROEHIRUH
UHIXHOLQJ
•
8VHDQDSSURYHGIXHOFRQWDLQHU
•
)XHOWKHPRZHURXWGRRUV
•
'2127VPRNHZKLOHUHIXHOLQJ
•
$YRLGVSLOOLQJIXHOXVHDIXQQHORUVSRXW
•
'2127RYHUILOOWKHIXHOWDQNILOOXSWR
DERXWLQPPEHORZWKHWRSRIWDQN
'$1*(5
0DNH VXUH WR NHHS KDQGV FOHDU RI H[
KDXVW SLSH PXIIOHU DQG PRYLQJ SDUWV
ZKHQFKHFNLQJDLUIORZ