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If transaction decline code 13 appears on the screen, call 

Tyro Customer Support immediately on 1300 966 639.

00   Approved

01   Problem with  card number

02   Problem with  card number

03   Invalid Merchant ID 

04   Call issuer

05   Do not honour

06   Problem with card number

07   Card reported lost or stolen

08   Approved

12   Invalid transaction format

14   Non existent card number

15   Issuer not existing

17   Invalid configuration

18   Merchant under dispute

19   Error - Retry

21   Problem with  card number

22   Issuer can’t be contacted

23   Unacceptable transaction fee

25   Unrecognisable card details

30   

Unrecognisable transaction details

31   Card not accepted

33   Transaction declined

34   Call issuer

35   Call issuer

36   Call issuer

37   Transaction declined

38   PIN retries exceeded

39   Not credit account

40   Function not supported

41   Card reported lost

42   Incorrect account  type 

43   Card reported stolen

44   Non valid account type

mobile

contactless

integrated 

eftpos

Yoximo 

Set Up Guide 

September 2015

© Tyro Payments 155 Clarence St Sydney 2000 NSW  www.tyro.com

51   Insufficient funds

52   Non existing cheque account

53   Non existing savings account

54   Expired card

55   Incorrect PIN

56   Non existent card number

57   Incorrect account chosen

58   Not suitable for this transaction

59   Card appears to be fraudulent

60   Exceed refund limit

61   Exceed withdrawal limit

62   Card has some restrictions

63   Call issuer  

64   Amount incorrect

65   Exceeded withdrawal frequency 

66   Transaction declined

67   Call issuer

75   PIN retries exceeded

76   Unsolicited reversal

77   Transaction declined  

78   Transaction not permitted  

82   CVV invalid

86   Can not verify PIN

90   Cutoff in progress

91   Card issuer unavailable

93   Transactioin declined

94   Duplicate transmission 

96   System error

97   CVV2 invalid

N7  CVV invalid

Y1,Y2,Y3 Chip approved transaction 

Z1,Z2,Z3 Chip declined transaction

Terminal 

Activation

Voice 

Authorisation 

Transaction 

Decline 

Terminal 

Maintenance

Call Tyro Support

1300 966 639

Operates locally 24/7 

Mon-Sun: 7am-7pm

After Hours:
On-call staff

to be contacted only  

in case of emergency.

Integration 

Call your POS 

Software Provider

Real Time Reporting 

Comprehensive User Guides

Invoices / Statement

Connectivity Requirements

Cards Payment Statistics

www.tyro.com  

> Merchant Login 

www.tyro.com 

Manual Transaction Receipt

For the following decline codes, call the card issuer 

immediately- phone number is on the back of the card.

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