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Financial Transactions
Transaction requirements
UnionPay sometime requires customers to verify their identity. The two most common customer verification methods are:
PIN entry
The terminal may request the customer to enter their PIN for any transaction. For credit cards, the customer can
bypass this PIN request, but if they do and the PIN is requested again, they
must
enter their PIN. Debit cards
always require a PIN.
Customer signature
The customer may be required to sign the merchant receipt. This can occur for any transaction, even one where
the customer has already entered their PIN. If you see a signature line on the Merchant receipt, the customer
must
sign the receipt. Failure to do say will prevent you from being paid for the transaction.
Transaction Restrictions
The following are
not allowed
for UnionPay cards:
•
Account selection (chequing or savings)
on debit card transactions - a default setting will be used
•
No signature required (NSR) transactions
•
Offline authorizations
•
Partial sale approvals
•
Transactions in foreign currencies
•
Voice authorization / forced post transactions
•
Cashback
Purchase (credit or debit card)
This transaction is used for purchases where the UnionPay credit or debit card is present.
1.
From the Desktop screen
Purchase
icon.
2.
Enter the
total dollar amount
for the sale and press
OK
.
3.
Customer confirms the dollar amount.
4.
Perform one of the following payment methods.
a)
The customer
selects
their contactless-enabled card on the contactless card reader. Go to
step 5.
The customer may be required to
swipe
or
insert
their card in some cases.
OR
a)
The customer inserts their card.
b)
The customer enters their
PIN
and selects
OK
(credit card only). Go to step 5.
Depending how you have set up your terminal, you may be required to enter a supervisor ID and password to
proceed with any transaction.
Summary of Contents for Luxe 6200m
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