.H\
2SHUDWLRQ
6NLSPHVVDJHGXULQJSOD\EDFN
3OD\QHZPHVVDJHV
3OD\DOOPHVVDJHV
6WRSSOD\EDFN
7XUQDQVZHULQJV\VWHPRII
(UDVHFXUUHQWO\SOD\LQJPHVVDJH
(UDVHDOOPHVVDJHV
(QGUHPRWHRSHUDWLRQ
RUKDQJXS
,ISUHVVHGZLWKLQWKHILUVWVHFRQGVRID
PHVVDJHWKHSUHYLRXVPHVVDJHLV
SOD\HG
7XUQLQJRQWKHDQVZHULQJV\VWHP
UHPRWHO\
'LDO\RXUSKRQHQXPEHUIURPD
WRXFKWRQHSKRQH
/HWWKHSKRQHULQJWLPHV
!
$ORQJEHHSLVKHDUG
(QWHU\RXUUHPRWHDFFHVVFRGHZLWKLQ
VHFRQGVDIWHUWKHORQJEHHS
!
7KHJUHHWLQJPHVVDJHLVSOD\HGEDFN
!
<RXFDQHLWKHUKDQJXSRUHQWHU\RXU
UHPRWHDFFHVVFRGHDJDLQDQGEHJLQ
UHPRWHRSHUDWLRQSDJH
$QVZHULQJV\VWHPVHWWLQJV
&DOOVFUHHQLQJ
:KLOHDFDOOHULVOHDYLQJDPHVVDJH\RXFDQ
OLVWHQWRWKHFDOOWKURXJKWKHKDQGVHW¶VVSHDNHU
7RDGMXVWWKHVSHDNHUYROXPHSUHVV
RU
UHSHDWHGO\
<RXFDQDQVZHUWKHFDOOE\SUHVVLQJ
&DOOVFUHHQLQJFDQEHVHWIRUHDFKKDQGVHW
7KHGHIDXOWVHWWLQJLV
³
2Q
´
0(18
+
+
6HOHFWWKHGHVLUHGVHWWLQJ
*
6$9(
2))
1XPEHURIULQJVEHIRUHWKHXQLW
DQVZHUVDFDOO
<RXFDQFKDQJHWKHQXPEHURIWLPHVWKH
SKRQHULQJV
³
5LQJFRXQW
´
EHIRUHWKHXQLW
DQVZHUVFDOOV<RXFDQVHOHFWWRULQJVRU
³
7ROOVDYHU
´
7KHGHIDXOWVHWWLQJLV
³
ULQJV
´
³
7ROOVDYHU
´
7KHXQLW¶VDQVZHULQJV\VWHP
DQVZHUVDWWKHHQGRIWKHQGULQJZKHQQHZ
PHVVDJHVKDYHEHHQUHFRUGHGRUDWWKHHQG
RIWKHWKULQJZKHQWKHUHDUHQRQHZ
PHVVDJHV,I\RXFDOO\RXUSKRQHIURPRXWVLGH
WROLVWHQWRQHZPHVVDJHVSDJH\RX
NQRZWKDWWKHUHDUHQRQHZPHVVDJHVZKHQ
WKHSKRQHULQJVIRUWKHUGWLPH<RXFDQWKHQ
KDQJXSZLWKRXWEHLQJFKDUJHGIRUWKHFDOO
0(18
+
+
6HOHFWWKHGHVLUHGVHWWLQJ
*
6$9(
*
2))
)RU9RLFH0DLOVHUYLFHVXEVFULEHUV
,I\RXVXEVFULEHWRDIODWUDWHVHUYLFHSDFNDJH
WKDWLQFOXGHV&DOO'LVSOD\&DOO:DLWLQJ9RLFH
0DLODQGXQOLPLWHGORFDOUHJLRQDOORQJ
GLVWDQFHFDOOVSOHDVHQRWHWKHIROORZLQJ
!
7RXVHWKH9RLFH0DLOVHUYLFHSURYLGHGE\
\RXUVHUYLFHSURYLGHUWHOHSKRQHFRPSDQ\
UDWKHUWKDQWKHXQLW¶VDQVZHULQJV\VWHP
WXUQRIIWKHDQVZHULQJV\VWHPSDJH
!
7RXVHWKLVXQLW¶VDQVZHULQJV\VWHPUDWKHU
WKDQWKH9RLFH0DLOVHUYLFHSURYLGHGE\
\RXUVHUYLFHSURYLGHUWHOHSKRQHFRPSDQ\
SOHDVHFRQWDFW\RXUVHUYLFHSURYLGHU
WHOHSKRQHFRPSDQ\WRGHDFWLYDWH\RXU
9RLFH0DLOVHUYLFH
,I\RXUVHUYLFHSURYLGHUWHOHSKRQHFRPSDQ\
FDQQRWGRWKLV
± 6HWWKLVXQLW¶V
³
5LQJFRXQW
´
VHWWLQJVR
WKDWWKLVXQLW¶VDQVZHULQJV\VWHP
DQVZHUVFDOOVEHIRUHWKH9RLFH0DLO
VHUYLFHRI\RXUVHUYLFHSURYLGHU
WHOHSKRQHFRPSDQ\GRHV,WLVQHFHVVDU\
WRFKHFNWKHQXPEHURIULQJVUHTXLUHGWR
DFWLYDWHWKH9RLFH0DLOVHUYLFHSURYLGHG
E\\RXUVHUYLFHSURYLGHUWHOHSKRQH
FRPSDQ\EHIRUHFKDQJLQJWKLVVHWWLQJ
$QVZHULQJ6\VWHP