
&$5( 2) <285 :$7(5 62)7(1(5
6(&7,21
$ 6$/7 5(),//,1* 6725$*( 7$1. 6$/7 %5,'*(
:+(1 72 5(),// :,7+ 6$/7
&KHFN WKH VDOW OHYHO D IHZ ZHHNV
DIWHU \RX LQVWDOO WKH VRIWHQHU DQG
HYHU\ ZHHN DIWHU WKDW
5HILOO
ZKHQWKH VWRUDJH WDQN LV DERXW
IXOO
VHH QRWH RQ SDJH
1HYHU OHW WKH VRIWHQHU XVH DOO WKH
VDOW EHIRUH UHILOOLQJ :LWKRXW VDOW \RX ZLOO VRRQ KDYH
KDUG ZDWHU
1RWH
<RX ZLOO KDYH D ORVV LQ VRIWHQLQJ FDSDFLW\ DQG PD\
JHW SDUWO\ KDUG ZDWHU LI OHVV WKDQ LQFKHV RI VDOW LV
LQ WKH VWRUDJH WDQN
3/($6( 6(( 3$*( )25 6$/7 ),//,1* ',5(&7,216
6$/7 %5,'*(
6RPHWLPHV D KDUG FUXVW RU VDOW EULGJH IRUPV LQ WKH
VDOW VWRUDJH WDQN ,W LV XVXDOO\ FDXVHG E\ KLJK KX
PLGLW\ RU WKH ZURQJ NLQG RI VDOW :KHQ WKH VDOW
EULGJHV DQ HPSW\ VSDFH IRUPV EHWZHHQ WKH ZDWHU
DQG VDOW 7KHQ VDOW ZLOO QRW GLVVROYH PHOW LQ WKH ZD
WHU WR PDNH EULQH :LWKRXW EULQH WKH UHVLQ EHG GRHV
QRW UHJHQHUDWH DQG \RX ZLOO KDYH KDUG ZDWHU
,I WKH VWRUDJH WDQN LV IXOO RI VDOW LW LV KDUG WR WHOO LI \RX
KDYH D VDOW EULGJH 6DOW LV ORRVH RQ WRS EXW WKH EULGJH
LV XQGHU LW 7KH IROORZLQJ LV WKH EHVW ZD\ WR FKHFN IRU
D VDOW EULGJH
6DOW VKRXOG EH ORRVH DOO WKH ZD\ WR WKH ERWWRP RI WKH
WDQN +ROG D EURRP KDQGOH RU OLNH WRRO XS WR WKH
VRIWHQHU DV VKRZQ LQ ),* 0DNH D SHQFLO PDUN RQ
WKH KDQGOH
RU
EHORZ WKH WRS KHLJKW RI WKH ULP
7KHQ FDUHIXOO\ SXVK LW VWUDLJKW GRZQ LQWR WKH VDOW
,I D KDUG REMHFW LV IHOW EHIRUH WKH SHQFLO PDUN JHWV WR
WKH WRS RI WKH WDQN LW·V PRVW OLNHO\ D VDOW EULGJH
&DUHIXOO\ SXVK LQWR WKH EULGJH LQ D IHZ SODFHV WR
EUHDN LW
'R QRW WU\ WR EUHDN WKH VDOW EULGJH E\
SRXQGLQJ RQ WKH RXWVLGH RI WKH VDOW WDQN <RX PD\
GDPDJH WKH WDQN
,I WKH ZURQJ NLQG RI VDOW PDGH WKH EULGJH WDNH LW RXW
7KHQ ILOO WKH WDQN ZLWK QXJJHW RU SHOOHW VDOW RQO\
EURRP KDQGOH
SXVK WRRO LQWR VDOW
EULGJH WR EUHDN
VDOW
VDOW EULGJH
ZDWHU OHYHO
SHQFLO
PDUN
µ µ
),*
6DOW %ULGJH
6
(
&
7
,
2
1