
# 2) <285 62)7(1(5
6(&7,21
$
6$/7}5(),//,1* 6725$*( 7$1.%5($.,1* $ 6$/7 %5,'*(
:+(1 72 5(),// :,7+ 6$/7 &KHFN WKH VDOW
OHYHO D IHZ ZHHNV DIWHU \RX LQVWDOO WKH VRIWHQHU
DQG HYHU\ ZHHN DIWHU WKDW 5HILOO ZKHQ WKH
VWRUDJH WDQN LV DERXW IXOO 1HYHU OHW WKH
VRIWHQHU XVH DOO WKH VDOW EHIRUH UHILOOLQJ :LWKRXW
VDOW \RX ZLOO VRRQ KDYH KDUG ZDWHU
,03257$17
<RX ZLOO KDYH D ORVV LQ VRIWHQLQJ FDSDFLW\ DQG
PD\ JHW SDUWO\ KDUG ZDWHU LI OHVV WKDQ LQFKHV
RI VDOW LV LQ WKH VWRUDJH WDQN
3/($6( 6(( 3$*( )25 6$/7 ),//,1* ',5(&7,216
6$/7 %5,'*(
6RPHWLPHV D KDUG FUXVW RU VDOW EULGJH IRUPV LQ
WKH VDOW VWRUDJH WDQN ,W LV XVXDOO\ FDXVHG E\ KLJK
KXPLGLW\ RU WKH ZURQJ NLQG RI VDOW :KHQ WKH VDOW
EULGJHV DQ HPSW\ VSDFH IRUPV EHWZHHQ WKH
ZDWHU DQG VDOW 7KHQ VDOW ZLOO QRW GLVVROYH PHOW
LQ WKH ZDWHU WR PDNH EULQH :LWKRXW EULQH WKH
UHVLQ EHG GRHV QRW UHJHQHUDWH DQG \RX ZLOO KDYH
KDUG ZDWHU
,I WKH VWRUDJH WDQN LV IXOO RI VDOW LW LV KDUG WR WHOO LI
\RX KDYH D VDOW EULGJH 6DOW LV ORRVH RQ WRS EXW WKH
EULGJH LV XQGHU LW 7KH IROORZLQJ LV WKH EHVW ZD\
WR FKHFN IRU D VDOW EULGJH
6DOW VKRXOG EH ORRVH DOO WKH ZD\ WR WKH ERWWRP RI
WKH WDQN +ROG D EURRP KDQGOH RU OLNH WRRO XS WR
WKH VRIWHQHU DV VKRZQ LQ ),* 0DNH D SHQFLO
PDUN RQ WKH KDQGOH I RU I EHORZ WKH WRS KHLJKW
RI WKH ULP DV VKRZQ 7KHQ FDUHIXOO\ SXVK LW
VWUDLJKW GRZQ LQWR WKH VDOW ,I D KDUG REMHFW LV IHOW
EHIRUH WKH SHQFLO PDUN JHWV WR WKH WRS RI WKH WDQN
LW·V PRVW OLNHO\ D VDOW EULGJH &DUHIXOO\ SXVK LQWR
WKH EULGJH LQ D IHZ SODFHV WR EUHDN LW 'R QRW WU\
WR EUHDN WKH VDOW EULGJH E\ SRXQGLQJ RQ WKH
RXWVLGH RI WKH VDOW WDQN <RX PD\ GDPDJH WKH
WDQN
,I WKH ZURQJ NLQG RI VDOW ZDV WKH FDXVH RI WKH
EULGJH WDNH LW RXW 7KHQ ILOO WKH WDQN ZLWK QXJJHW
RU SHOOHW VDOW RQO\
),*
6$/7 %5,'*(
%URRP +DQGOH
SXVK WRRO LQWR VDOW
EULGJH WR EUHDN
6DOW
6DOW %ULGJH
:DWHU /HYHO
3HQFLO
0DUN
µ ï µ