N
EW STEALTH COUNTER MEASURES
Counterfeit checks will continue to pose
challenges to banks at all points of presentment.
As criminals continue to advance their ability to
duplicate checks, new counter measures are
necessary.
Working in partnership with Secure
Products, Ingenico has integrated stealth
technology into the e
N
-Check 2500SP which
allows the check reader to read an invisible
mark placed on select customer checks.
THE INVISIBLE MARK, HIGHLY SECURE AND
PRACTICALLY IMPOSSIBLE TO DUPLICATE
The materials and process used to create the
stealth mark are only available to check printers
that meet strict security requirements for the
storage, printing and distribution of checks. The
materials used to print the stealth mark are a
trade secret and are only manufactured in highly
secure facilities.
The stealth mark is invisible, cannot be
copied or laser-scanned, and is not visible under
ultra-violet or ambient light sources. The mark
can only be read by the invisible mark detector
installed in the e
N
-Check 2500SP. No detection
tools are available on the commercial market.
5.
e
N
-Check 2500 SP
Customer or business
writes a check
At the check processing center,
the check is processed with confidence.
At the Teller Window. The e
N
-Check 2500SP reads the check, verifying the MICR line. After which, the 2500SP reads the account number to determine if
the invisible mark is required. If the mark is required but not present, the check is “held away”, the e
N
-Check 2500SP indicates an exception code on the
LED and the 2500SP sends an except code to the teller system.
The following diagram describes the process:
INGENICO
