/LPLWHG :DUUDQW\
+RQH\ZHOO ,QWHUQDWLRQDO ,QF ´6HOOHUµ %URRN 3ULQWHU 3ODFH 3RZD\ &DOLIRUQLD ZDUUDQWV LWV SURGXFW
WR EH LQ FRQIRUPDQFH ZLWK LWV RZQ SODQV DQG VSHFLILFDWLRQV DQG WR EH IUHH IURP GHIHFWV LQ PDWHULDO DQG
ZRUNPDQVKLS XQGHU QRUPDO XVH DQG VHUYLFH IRU PRQWKV IURP WKH GDWH RI RULJLQDO SXUFKDVH 6HOOHU·V REOLJDWLRQ
VKDOO EH OLPLWHG WR UHSDLULQJ RU UHSODFLQJ DW LWV RSWLRQ IUHH RI FKDUJH IRU PDWHULDOV RU ODERU DQ\ SURGXFW WKDW LV
SURYHG QRW LQ FRPSOLDQFH ZLWK 6HOOHU·V VSHFLILFDWLRQV RU SURYHV GHIHFWLYH LQ PDWHULDOV RU ZRUNPDQVKLS XQGHU
QRUPDO XVH DQG VHUYLFH 6HOOHU VKDOO KDYH QR REOLJDWLRQ XQGHU WKLV /LPLWHG :DUUDQW\ RU RWKHUZLVH LI WKH SURGXFW LV
DOWHUHG RU LPSURSHUO\ UHSDLUHG RU VHUYLFHG E\ DQ\RQH RWKHU WKDQ +RQH\ZHOO ,QWHUQDWLRQDO ,QF
:KHQ UHWXUQLQJ D SURGXFW D 5HWXUQ 0DWHULDO $XWKRUL]DWLRQ QXPEHU 50$ LV UHTXLUHG DQG PXVW EH REWDLQHG
IURP +RQH\ZHOO ,QWHUQDWLRQDO ,QF 7KH 50$ PXVW EH FOHDUO\ GLVSOD\HG RQ WKH RXWVLGH RI WKH VKLSSLQJ FDUWRQ DQG
WKH SURGXFW PXVW EH DFFRPSDQLHG E\ GRFXPHQWDWLRQ WKDW H[SODLQV WKH SUREOHP DQG SURYLGHV SURRI RI GDWH RI
SXUFKDVH
)&& 6WDWHPHQW
7KLV GHYLFH FRPSOLHV ZLWK 3DUW RI WKH )&& UXOHV 2SHUDWLRQ LV VXEMHFW WR WKH IROORZLQJ WZR FRQGLWLRQV WKLV
GHYLFH PD\ QRW FDXVH KDUPIXO LQWHUIHUHQFH DQG WKLV GHYLFH PXVW DFFHSW DQ\ LQWHUIHUHQFH UHFHLYHG LQFOXGLQJ
LQWHUIHUHQFHV WKDW PD\ FDXVH XQGHVLUHG RSHUDWLRQ
)&& ,' 7UDQVPLWWHU .)5/657
)HGHUDO &RPPXQLFDWLRQV &RPPLVVLRQ )&& 3DUW 6WDWHPHQW
7KLV HTXLSPHQW KDV EHHQ WHVWHG WR )&& UHTXLUHPHQWV DQG KDV EHHQ IRXQG DFFHSWDEOH IRU XVH
7KH )&& UHTXLUHV WKH IROORZLQJ VWDWHPHQW IRU \RXU LQIRUPDWLRQ
7KLV HTXLSPHQW JHQHUDWHV DQG XVHV UDGLR IUHTXHQF\ HQHUJ\ DQG LI QRW LQVWDOOHG DQG XVHG SURSHUO\ WKDW LV LQ VWULFW
DFFRUGDQFH ZLWK WKH PDQXIDFWXUHU·V LQVWUXFWLRQV PD\ FDXVH LQWHUIHUHQFH WR UDGLR DQG WHOHYLVLRQ UHFHSWLRQ ,W KDV
EHHQ W\SH WHVWHG DQG IRXQG WR FRPSO\ ZLWK WKH OLPLWV IRU D &ODVV % FRPSXWLQJ GHYLFH LQ DFFRUGDQFH ZLWK WKH
VSHFLILFDWLRQV LQ 3DUW RI )&& 5XOHV ZKLFK DUH GHVLJQHG WR SURYLGH UHDVRQDEOH SURWHFWLRQ DJDLQVW VXFK
LQWHUIHUHQFH LQ D UHVLGHQWLDO LQVWDORZHYHU WKHUH LV QR JXDUDQWHH WKDW LQWHUIHUHQFH ZLOO QRW RFFXU LQ D
SDUWLFXODU LQVWDOODWLRQ ,I WKLV HTXLSPHQW GRHV FDXVH LQWHUIHUHQFHV WR UDGLR RU WHOHYLVLRQ UHFHSWLRQ ZKLFK FDQ EH
GHWHUPLQHG E\ WXUQLQJ WKH HTXLSPHQW RII DQG RQ WKH XVHU LV HQFRXUDJHG WR WU\ WR FRUUHFW WKH LQWHUIHUHQFH E\ RQH
RU PRUH RI WKH IROORZLQJ PHDVXUHV
,I XVLQJ DQ LQGRRU DQWHQQD KDYH D TXDOLW\ RXWGRRU DQWHQQD LQVWDOOHG
5HRULHQW WKH UHFHLYLQJ DQWHQQD XQWLO LQWHUIHUHQFH LV UHGXFHG RU HOLPLQDWHG
0RYH WKH UHFHLYHU DZD\ IURP WKH FRQWUROFRPPXQLFDWRU
0RYH WKH DQWHQQD OHDGV DZD\ IURP DQ\ ZLUH UXQV WR WKH FRQWUROFRPPXQLFDWRU
3OXJ WKH FRQWUROFRPPXQLFDWRU LQWR D GLIIHUHQW RXWOHW VR WKDW LW DQG WKH UHFHLYHU DUH RQ GLIIHUHQW EUDQFK FLUFXLWV
,I QHFHVVDU\ WKH XVHU VKRXOG FRQVXOW WKH GHDOHU RU DQ H[SHULHQFHG UDGLRWHOHYLVLRQ WHFKQLFLDQ IRU DGGLWLRQDO
VXJJHVWLRQV 7KH XVHU RU LQVWDOOHU PD\ ILQG WKH IROORZLQJ ERRNOHWV SUHSDUHG E\ WKH )HGHUDO &RPPXQLFDWLRQV
&RPPLVVLRQ KHOSIXO
´,QWHUIDQGERRNµ 7KLV ERRNOHW LV DYDLODEOH IURP WKH 86 *RYHUQPHQW 3ULQWLQJ 2IILFH :DVKLQJWRQ '&
7KH XVHU VKDOO QRW PDNH DQ\ FKDQJHV RU PRGLILFDWLRQV WR WKH HTXLSPHQW XQOHVV DXWKRUL]HG E\ WKH
LQVWDOODWLRQ LQVWUXFWLRQV RU 8VHU·V 0DQXDO 8QDXWKRUL]HG FKDQJHV RU PRGLILFDWLRQV FRXOG YRLG WKH XVHU·V DXWKRULW\
WR RSHUDWH WKH HTXLSPHQW