
(/(&75,&$/5(48,5(0(176
:$51,1*
5LVNRIHOHFWULFVKRFN&DQ
FDXVHLQMXU\RUGHDWK7KLVDSSOLDQFHPXVWEH
SURSHUO\JURXQGHG:KHUHDSURQJZDOORXWOHW
LVHQFRXQWHUHGLWLV\RXUUHVSRQVLELOLW\DQG
REOLJDWLRQWRKDYHLWUHSODFHGZLWKDSURSHUO\
JURXQGHGSURQJRXWOHW
6RPHPRGHOVUHTXLUHDYROWDF
+]JURXQGHGRXWOHWSURWHFWHGZLWKD
DPSWLPHGHOD\IXVHRUFLUFXLWEUHDNHU
7KHSURQJJURXQGLQJSOXJPLQLPL]HVWKHSRVVLELOLW\RI
HOHFWULFVKRFNKD]DUG,IWKHZDOORXWOHW\RXSODQWRXVH
LVRQO\DSURQJRXWOHWLWLV\RXUUHVSRQVLELOLW\WRKDYHLW
UHSODFHGZLWKDSURSHUO\JURXQGHGSURQJZDOORXWOHW
'RQRWXQGHUDQ\FLUFXPVWDQFHVFXWRUUHPRYH
WKHWKLUGJURXQGSURQJIURPWKHSRZHUFRUG
%()25(<28%(*,1
5HDGWKHVHLQVWUXFWLRQVFRPSOHWHO\
DQGFDUHIXOO\
•
,03257$17
³
6DYHWKHVHLQVWUXFWLRQV
IRUORFDOLQVSHFWRU·VXVH
•
,03257$17
³
2EVHUYHDOOJRYHUQLQJFRGHV
DQGRUGLQDQFHV
•
1RWHWR,QVWDOOHU
²
%HVXUHWROHDYHWKHVHLQVWUXFWLRQV
ZLWKWKH&RQVXPHU
•
1RWHWR&RQVXPHU
²
.HHSWKHVHLQVWUXFWLRQV
IRUIXWXUHUHIHUHQFH
•
6NLOOOHYHO
²
,QVWDOODWLRQRIWKLVDSSOLDQFHUHTXLUHVEDVLF
PHFKDQLFDOVNLOOV
•
&RPSOHWLRQWLPH
²
$SSUR[LPDWHO\KRXU
•
:HUHFRPPHQGWKDWWZRSHRSOHLQVWDOOWKLVSURGXFW
•
3URSHULQVWDOODWLRQLVWKHUHVSRQVLELOLW\RIWKHLQVWDOOHU
•
3URGXFWIDLOXUHGXHWRLPSURSHULQVWDOODWLRQ
LVQRWFRYHUHGXQGHUWKH:DUUDQW\
4XHVWLRQV"&DOO*(&$5(6RU9LVLWRXU:HEVLWHDW*($SSOLDQFHVFRP
,QVWDOODWLRQ
$LU&RQGLWLRQHU
,QVWUXFWLRQV
12
(/(&75,&$/5(48,5(0(176FRQW
'RQRWFKDQJHWKHSOXJRQWKHSRZHUFRUGRI
WKLV
DLUFRQGLWLRQHU
$OXPLQXPKRXVHZLULQJPD\SUHVHQWVSHFLDO
SUREOHPV³FRQVXOWDTXDOLILHGHOHFWULFLDQ
6RPHPRGHOVUHTXLUHYROWDFSURWHFWHGZLWKDWLPH
GHOD\IXVHRUFLUFXLWEUHDNHU7KHVHPRGHOVVKRXOGEHLQVWDOOHG
RQWKHLURZQVLQJOHEUDQFKFLUFXLWIRUEHVWSHUIRUPDQFHDQGWR
SUHYHQWRYHUORDGLQJKRXVHRUDSDUWPHQWZLULQJFLUFXLWVZKLFK
FRXOGFDXVHDSRVVLEOHILUHKD]DUGIURPRYHUKHDWLQJZLUHV
,03257$17
*(VWURQJO\UHFRPPHQGVWKHUHPRYDORIWKHROGZDOOFDVH
DQGWKHLQVWDOODWLRQRIDQHZ*(:DOO&DVH,I\RXGHFLGHWR
NHHSWKHH[LVWLQJZDOOFDVH\RXPD\QHHGDNLWWRHQVXUH
SURSHUSHUIRUPDQFH,I\RX'2127XVHDNLW\RXUXQWKH
ULVNRISRRUSHUIRUPDQFHRUSURGXFWIDLOXUH7KLVLVQRW
FRYHUHGXQGHUWKHWHUPVRIWKH*(ZDUUDQW\
-02'(/48$/,)<,1*48(67,216
-PRGHODLUFRQGLWLRQHUVPD\ILWLQH[LVWLQJZDOOFDVHV
+RZHYHUWKH\RIWHQQHHGDNLWWRSURSHUO\DGDSWWKHFDVH
WRWKH*(DLUFRQGLWLRQHU$QVZHUWKHVHTXHVWLRQVDQGVHH
WKHFKDUWRQWKHQH[WSDJHIRUWKHSURSHUNLW
$
:KDWEUDQGDLUFRQGLWLRQHUZLOO\RXEHUHSODFLQJ"
%
:KDWDUHWKHGLPHQVLRQVRIWKHZDOOFDVHFXUUHQWO\
LQXVH"
&
:KDWLVWKHPRGHOQXPEHURIWKHFKDVVLV
FXUUHQWO\LQXVH":KDWLVWKHPRGHORU7\SHQXPEHU
RIWKHZDOOFDVHFXUUHQWO\LQXVH"
)UHTXHQWO\WKH-PRGHODGDSWHUNLWZLOODSSO\WRDQRWKHU
EUDQGPRGHO´VHULHVµRUVSHFLILFYLQWDJH,QWKHVHFDVHV
\RXQHHGWKHFKDVVLVPRGHOQXPEHUDQGRUWKHZDOO
FDVHRU´W\SHµQXPEHUWRFRQILUPWKHXVHRIWKHFRUUHFW
DGDSWHUNLW
'
:KDWW\SHRIRXWGRRUJULOOHLVXVHGZLWKWKHFXUUHQW
ZDOOFDVH"
7KHUHPD\EHDQDUFKLWHFWXUDOJULOOHDWWDFKHGWRDZDOO
FDVHWRHQKDQFHWKHH[WHULRUDSSHDUDQFHRIWKHEXLOGLQJ
&XVWRPJULOOHVPD\EHXVHGZLWK-PRGHOZDOOFDVHV
SURYLGHGD-PRGHODGDSWHUNLWLVDOVRXVHGWRHQVXUH
SURSHUDLUIORZ
$LUFRQGLWLRQHUEUHDNLQSHULRG
127(²$VZLWKDQ\PHFKDQLFDOGHYLFHZLWKPRYLQJ
SDUWVWKLVXQLWZLOOKDYHDZHDULQSHULRG$)7(5
,167$//$7,21WKLVXQLWVKRXOGEHRSHUDWHGIRU
KRXUVWRDFKLHYHRSWLPXPHȻFLHQF\