&OHDQLQJDQGPDLQWHQDQFH
5HIULJHUDWRUVPDLQWHQDQFHDQGUHSDLU
&OHDQLQJ
&OHDQUHJXODUO\GXVWIURPWKHEDFNRIUHIULJHUDWRUDQG
JURXQG&OHDQUHJXODUO\WKHVSDFHLQVLGHWKHUHIULJHUDWRUWR
DYRLGDQ\XQSOHDVDQWVPHOO%HIRUHFOHDQLQJSXOORXWWKH
SOXJDQGXVHVRIWWRZHOVDQGQHXWUDOGHWHUJHQWDQGFOHDQLW
ILQDOO\ZLWKFOHDUZDWHU,WLVUHFRPPHQGHGWRFOHDQRQFH
KDOID\HDU
1HYHUXVHIROORZLQJVXEVWDQFHVWRFOHDQWKHVSDFH
LQVLGHWKHUHIULJHUDWRU
$ONDOLQHRUZHDNO\DONDOLQHGHWHUJHQWLWPLJKWFDXVH
FUDFNLQJRIWKHOLQHUDQGSODVWLFSDUWV
6RDSSRZGHUEHQ]ROLQHWKLQQHUDOFRKRODQGHWFPLJKW
GDPDJHSODVWLFSDUWV
:LSHRIIHGLEOHRLORUIODYRULQJLPPHGLDWHO\PLJKWFDXVH
FUDFNLQJRISODVWLFSDUWV
/LJKWVDQGUHSODFHPHQW
5HSODFHE\SURIHVVLRQDOV
5HIULJHUDWRUFRPSDUWPHQWNHHSIUHVKZLWK
RSWLFDOZDYHRQO\VRPHPRGHOV
.HHSIUHVKZLWKRSWLFDOZDYH²XVHWKHRSWLFDOZDYHODPS
WRPDLQWDLQWKH3KRWRV\QWKHVLVRIIUXLWDQGYHJHWDEOHV
SURORQJWKHJURZWKSHULRGDQGNHHSLWIUHVKHIIHFWLYHO\
6KXWGRZQ
:KHQWKHUHIULJHUDWRULVQWXVHGIRUDORQJSHULRG
3XOORXWWKHSRZHUFDEOHWRDYRLGWKDWWKHSRZHUFDEOHJHWV
ROGDQGFDXVHVHOHFWULFVKRFNRUILUH
&OHDQWKHVSDFHLQVLGHWKHUHIULJHUDWRU
2SHQWKHGRRUIRUDSHULRGIRUGU\LQJFORVHWKHGRRUZLWKD
JDSOHIWWRDYRLGXQSOHDVDQWRGRU
3RZHURXWDJH
5HGXFHWKHWLPHVRIGRRURSHQLQJGXULQJSRZHURXWDJH
GRQWSXWIUHVKIRRGLQVLGHWKHUHIULJHUDWRUDQ\PRUH
'LVSRVDO
:KHQ\RXGLVFDUGDQXQXVHGUHIULJHUDWRUUHPRYHWKHGRRU
VHDOWRDYRLGORFNLQJFKLOGUHQLQVLGHWKHUHIULJHUDWRU
'DQJHU
5LVNRIFKLOGHQWUDSPHQW%HIRUH\RXWKURZDZD\\RXUROG
UHIULJHUDWRURUIUHH]HU
7DNHRIIWKHGRRUV
/HDYHWKHVKHOYHVLQSODFHVRWKDWFKLOGUHQPD\QRW
HDVLO\FOLPELQVLGH
(OLPLQDWLQJPLQRUIDXOWV\RXUVHOI
%HIRUH\RXFDOOFXVWRPHUVHUYLFH
3OHDVHFKHFNZKHWKHU\RXFDQHOLPLQDWHWKHIDXOW
\RXUVHOIEDVHGRQWKHIROORZLQJLQIRUPDWLRQ
)DXOW
3RVVLEOHFDXVH
1RWZRUNLQJ
$SSOLDQFHKDVEHHQVZLWFKHGRII
7KHSOXJKDVQRWEHHQLQVHUWHG
SURSHUO\
7KHYROWDJHLVWRRORZ
&DQWIUHH]H
SURSHUO\
:KHWKHUWKHWHPSHUDWXUHLVVHWWRR
KLJKPLJKWUHGXFHWKHWHPSHUDWXUH
DVUHTXLUHG"
:KHWKHUWRRPXFKIRRGLVVWRUHG"
:KHWKHUKRWIRRWLVVWRUHG"
:KHWKHUWKHGRRULVRSHQHGDQG
FORVHGWRRIUHTXHQWO\"
:KHWKHUWKHUHLVKRWVRXUFHDURXQG
WKHUHIULJHUDWRU"
:KHWKHUWKHGRRUVHDOLVFORVHG"
/RXGQRLVHV
:KHWKHUWKHJURXQGLVOHYHOHGDQG
WKHUHIULJHUDWRULVSODFHGRQOHYHOHG
JURXQG":KHWKHUDFFHVVRULHVRI
WKHUHIULJHUDWRUDUHSXWDWWKHULJKW
SRVLWLRQ"
7KHWHPSHUDWXUHLV
WRRFROG
7HPSHUDWXUHKDVEHHQVHWWRRORZ
<RXH[SHULHQFH
XQSOHDVDQWRGRXUV
)RRGZLWKVSHFLDORGRUVKDOOEH
WLJKWO\ZUDSSHG
&KHFNZKHWKHUWKHIRRGKDVJRQH
EDG&OHDQLQVLGHWKHUHIULJHUDWRU
,IWKHVLWXDWLRQGRHVQWWXUQEHWWHUDIWHU\RXKDYHFKHFNHGDOO
DERYHLWHPVSOHDVHFRQWDFWZLWKWKHDIWHUVDOHV6HUYLFH
&HQWHUV,ISRZHUFDEOHVDUHGDPDJHGSOHDVHJHWLWFKDQJHG
E\WKHUHSDLUPHQGHVLJQDWHGE\RXU6HUYLFH&HQWHUVWRDYRLG
DQ\ULVN
1RUPDOSKHQRPHQDQRWUHJDUGHGDVPDOIXQFWLRQ
5HIULJHUDQWLQVLGHWKHFDSLOODU\WXEHVRIWKHUHIULJHUDWRU
IORZLQKLJKVSHHGDQGPLJKWKDYHDIHZDPRXQWRIEXEEOHV
+HQFHLUUHJXODUQRLVHVPLJKWDSSHDUDWWKHRXWOHW
:KHQWKHDLUKXPLGLW\LVH[FHVVLYHO\KLJKPRLVWXUHRU
ZDWHUGURSOHWVPLJKWDSSHDUDURXQGWKHUHIULJHUDWRUVGRRU
<RXMXVWQHHGWRZLSHLWRII
1RH[WHQVLRQFRUGXVHG
