%ULWLVK&ROXPELD'HVLJQ ,QVWDOODWLRQ0DQXDO
ZZZHOMHQFRP
%DVLF6\VWHP'HVLJQ±&RQW
6(37,&7$1.6
7KH%&6309UHTXLUHVWZRVHSWLFWDQNVLQVHULHVRUGXDOFRPSDUWPHQWWDQNVIRU
DOOV\VWHPV(OMHQVXSSRUWVWKLVSUDFWLFHDVLWKHOSVWRDVVXUHORQJV\VWHPOLIHE\UHGXFLQJVXVSHQGHGVROLGV
DQG%2'WRWKHHIIOXHQWGLVSRVDODUHD
6(37,&7$1.),/7(56$1'5,6(56
:DVWHZDWHUILOWHUVDUHUHTXLUHGDVDPHDQVRISUHYHQWLQJ
VROLGVIURPOHDYLQJWKHVHSWLFWDQN$FFHVVULVHUVDUHUHFRPPHQGHGZLWKVHSWLFWDQNV
32,172)$33/,&$7,21
7KH3RLQWRI$SSOLFDWLRQLVWKHLQWHUIDFHVXUIDFHVZKHUHWKHVHFRQGDU\
WUHDWHGHIIOXHQWSDVVHVIURPWKH(OMHQ*6)6\VWHPWRWKHQDWLYHRUWHUWLDU\HQJLQHHUHGPHGLDUHFHLYLQJ
VRLOV6HH)LJXUHVDQG
6$03/,1*
&RQWDFW(OMHQ&RUSRUDWLRQDQGRU%:'(QJLQHHULQJDW
IRUPRUHLQIRUPDWLRQRQVDPSOLQJGHYLFHVDQGWHFKQLTXHVWKDWFDQEHXVHGZLWKWKH*6)V\VWHP
/HYHO6LWH6\VWHPV
6<67(0&21),*85$7,216
'HVLJQOHYHOLQJURXQGRUUDLVHGV\VWHPVZLWKFPPLQLPXPDQGD
FPPD[LPXPVSDFLQJEHWZHHQPRGXOHURZVDQGFPVSDFLQJHQGWRHQG7KHV\VWHPVDQG*6)
PRGXOHVDQGGLVWULEXWLRQSLSHVDUHLQVWDOOHGOHYHODWWKHLUGHVLJQHOHYDWLRQV
',675,%87,21 3,3( /$<287
$SSURYHG SHUIRUDWHG SLSH UXQV DORQJ WKH FHQWHU RI WKH PRGXOHV
(QGVDUHFRQQHFWHGZLWKDSSURYHGVROLGSLSHDWWKHIDUHQGRIWKHV\VWHP6HH)LJXUH6ROLGSLSHLVXVHG
WRFRQQHFWSHUIRUDWHGOLQHVWRWKHGLVWULEXWLRQER[
6ORSHG6LWH6\VWHPV
6<67(0&21),*85$7,216
6HTXHQWLDODQGVHULDOGRVHG*6)V\VWHPVPD\EHXVHGRQVORSHG
VLWHVZKHUHDSSOLFDEOH
52:63$&,1*
6\VWHPVZLWKXSWRFPHOHYDWLRQGURSEHWZHHQDGMDFHQWPRGXOHURZVXVHFP
PLQLPXP VSDFLQJ ,I RYHU FP GURS XVH WZR WLPHV WKH HOHYDWLRQ GURS DV PLQLPXP VSDFLQJ EHWZHHQ
PRGXOHURZV
',675,%87,21 %2;
3URYLGH D GLVWULEXWLRQ ER[ DW WKH EHJLQQLQJ RI WKH ILUVW URZ RI PRGXOHV IRU
HIIOXHQWYHORFLW\UHGXFWLRQDQGDV\VWHPLQVSHFWLRQSRUW/RZHUURZVFDQXWLOL]HGURSER[HVRUGLVWULEXWLRQ
ER[HV ZLWK IORZ HTXDOL]HU WR HQVXUH HIIOXHQW LV ORDGHG WR WKH XSVORSH WUHQFK EHIRUH FRQWLQXLQJ WR ORZHU
WUHQFKHVZLWKLQWKHV\VWHP
3XPSHG6\VWHPV
380372',675,%87,21%2;
6SHFLI\DQRYHUVL]HGGLVWULEXWLRQER[IRUSXPSHGV\VWHPV3URYLGH
YHORFLW\UHGXFWLRQLQWKH'ER[ZLWKDWHHRUEDIIOH6HW'ER[LQYHUWDPLQLPXPRIFPKLJKHUWKDQLQYHUWRI
SHUIRUDWHGSLSHRYHU*6)PRGXOHV'RQRWXVHIORZHTXDOL]HUVRURWKHUUHVWULFWLQJGHYLFHVLQWKHRXWOHWOLQHV
RIWKH'ER[3XPSFKDPEHUVKDOOEHYHQWHG
35(6685(',675,%87,21
3UHVVXUHGLVWULEXWLRQSLSLQJLVFRQILJXUHGDVVKRZQLQ)LJXUHVDQG
$VPDOOHUSUHVVXUHSLSHLVLQVLGHWKHODUJHUSHUIRUDWHGSLSH2QHVPDOOGLDPHWHURULILFHLVGULOOHGIRUHDFK*6)
0RGXOH7KHILUVWDQGODVWKROHVLQDVLQJOHUXQDUHGULOOHGDWILYHR¶FORFNDQGWKHUHPDLQLQJDUHGULOOHGDWWZHOYH
R¶FORFN2ULILFHVL]HLVGHWHUPLQHGE\GLYLGLQJWKHVHOHFWHGSXPSRUIORDWLQJRXWOHWIORZUDWHE\WKHQXPEHURI
KROHVWKHQORRNLQJXSWKHGLDPHWHUUHTXLUHGIRUWKDWIORZSHUKROHDWWKHGHVLUHGVTXLUWKHLJKW
'26,1*'(6,*1&5,7(5,$
)RUDOOSXPSV\VWHPVXVHDPD[LPXPRIOLWHUVSHUGRVHSHU*6)
0RGXOHLQWKHV\VWHP$GMXVWSXPSIORZDQGUXQWLPHWRDFKLHYHWKHDERYHPD[LPXPGRVHRUOHVV/RQJHYLW\
RIFXUUHQWO\DYDLODEOHHIIOXHQWSXPSVLVQRWDIIHFWHGE\VKRUWHUUXQWLPHV